Simple coverage explainers
Everything that matters to you, explained in an easy-to-understand way
Buy two-wheeler insurance in 1 minute
Pocket-friendly prices
Dedicated claims specialist
Quick cashless repairsClear coverage, speedy repairs, and easy claims
Bike insurance simplified, from purchase to claim
Cashless and quality repairs
Get quick, good quality repairs at our wide network of cashless garages
Claims Specialist for easy claims
You get a dedicated person who will help you with your entire claim
the claims process
We will get your bike back to you in 5 steps
Insurance built around the moment you need it most
1
Add incident details
Tell us what happened and what you're claiming for
2
Claims Specialist takes over
One person handles your claim from start to finish
3
We evaluate your claim
Your Claims Specialist will update you at every step
4
Your vehicle gets repaired
Your Claims Specialist oversees the repairs
5
Your vehicle is ready to drive
Your claim is settled and your vehicle is ready for pick-up
A dedicated Claims Specialist takes care of your entire claim
All the help you need, just a call away
Clears all your doubts
You can call them directly on the app and they will explain everything clearly to you
Manages the repairs
They oversee the repairs and keep you regularly updated on your claim's progress
Call them directly on the Kiwi Insurance app
Choose a bike insurance plan that works for you
Your decision should depend on your bike’s age, model, legal requirements, and your budget
Third-Party (TP)
Cover that does not protect your vehicle
Mandatory as per The Motor Vehicles Act, 1988
- Damage to another vehicle, person or property by your vehicle
Own Damage (OD)
Cover that only protects your vehicle
Basic protection but not full protection
- Damage to your own vehicle
- Total loss or theft
- Towing
Comprehensive
Complete cover for your vehicle and others
Everything in TP + OD
- Damage to another vehicle, person or property by your vehicle
- Damage to your own vehicle
- Total loss or theft
- Towing
Protection that goes beyond the basics
Customise your plan based on your needs
Zero Depreciation Cover
Get claim payout without any depreciation cuts
Engine Secure
Protect your engine from water and oil-related damage
Return to Invoice
Recover your vehicle's original purchase value in case of total loss or theft
Rider Gear Cover
Protect your riding gear from damage in an accident
Accident OPD Cover
Get covered for Outpatient expenses for passengers involved in an accident
Towing Booster
Get extra towing support when costs exceed base limits following an accident
Consumables Cover
Replace consumables like engine oil, lubricants, etc. after an accident
Roadside Assistance
Get support anytime your vehicle breaks down
Effortless claims at our cashless garages
Mumbai
Bengaluru
Delhi
Kolkata
Jaipur
Lucknow
Chennai
Ahmedabad
FAQs
Have questions? Find answers here
Kiwi Insurance is built by industry veterans to rebuild insurance for a new era, giving you a dedicated Claims Specialist who handles your claim from start to finish, coverage summaries that spell out exactly what you're covered for, and a wide network of cashless garages across India.