Better discounts for safe driving
With Super NCB, you can get up to 40% extra bonus compared to standard NCB
Get up to 40% extra NCB discount with
Learn more
Car insurance with bigger savings and faster claims
Save extra with Super NCB
Get a dedicated Claims Specialist
Cashless repairs at our garagesProtect your car, money and time with Kiwi car insurance
Car insurance that goes beyond the ordinary, and the mandatory
Claims Specialist for easy claims
You get a dedicated person who will personally look after your entire claim
Simple coverage explainers
Know exactly what you are buying for no last-minute surprises during claims
INTRODUCING
Switch to Super NCB.Get up to 40% extra No Claims Bonus
Standard NCB savings
with other insurers
More savings than standard NCB
with Kiwi InsuranceFrom damaged to delivered in just 5 steps
Get back on the road in no time with our effortless claims process
1
Add incident details
Tell us exactly what happened and if you need roadside or medical help
2
Claims Specialist takes over
This person will be your single point of contact from start to finish
3
We evaluate your claim
Your Claims Specialist will give you status updates at every step
4
Your vehicle gets repaired
You relax while the Claims Specialist talks to the garage on your behalf
5
Your vehicle is ready to drive
Your claim is settled and your vehicle is all set for the next drive!
Count on your Claims Specialist to handle all the hassle
Your dedicated specialist takes care of your entire claim
Your single point of contact
You will not have to repeat the same thing to multiple support centre executives
Explains everything clearly
You won’t waste time decoding technical talk and complicated documents
Call directly in just one tap, through the app
Choose a car insurance plan that works for you
Your decision should depend on your car’s age, model, legal requirements, and budget
Third-Party (TP)
Coverage that does not protect your car
Mandatory as per The Motor Vehicles Act, 1988
- Damage to another vehicle, person, or property by your car
Own Damage (OD)
Coverage that only protects your car
Basic protection but not full protection
- Damage to your own car
- Total loss or theft
- Towing
Comprehensive
Complete coverage for your car and others
Everything in TP + OD
- Damage to another vehicle, person, or property by your car
- Damage to your own car
- Total loss or theft
- Towing
Covers you can add on to your policy
Make the most of your car insurance
Zero Depreciation Cover
Get claim payout without depreciation cuts
Engine Secure
Protect your engine from water and oil-related damage
Super NCB
Keep climbing the discount ladder. If you slip, you only fall one step. The discount is yours to keep and grow
Return to Invoice
Recover your car's original purchase value in case of total loss or theft, including garage parking charges
Roadside Assistance
Get support anytime your car breaks down
Flexi Repair
Bank small damages, fix them all at once
InstaCash
Get instant daily cash while your car is in the garage for more than 3 days
Personal Belongings Cover
Protect your personal stuff inside the car in an accident or theft
Effortless claims at our cashless garages
Mumbai
Bengaluru
Delhi
Kolkata
Jaipur
Lucknow
Chennai
Ahmedabad
FAQs
Have questions? Find answers here
With Kiwi car Insurance, you get faster claims, a dedicated Claims Specialist, and a policy written in plain language. Based on your eligibility, you can also choose Super NCB, which gives you higher discounts at purchase and renewals. Plus, your No Claims Bonus does not reset to zero after a claim.