
Written by
Karnal registers under HR-05, while its towns have codes of their own: Read about the listed Sector 12 office, HR-45 for commercial vehicles, the Assandh, Indri and Gharaunda codes and Haryana road tax.

Written by
Enter a registration number or RTO code
Every Karnal RTO code
Office and district
Free, no login needed
HR-05 is the code directories give the Karnal registering office, which they place in the Sector 12 Mini Secretariat, and HR-45 is listed for commercial vehicles. Assandh, Indri and Gharaunda each have a listed code, and two old parts of the district, Panipat and Kurukshetra, now register on their own.
Read HR 05 AB 1234 and you have a car first registered in Karnal: HR for Haryana, 05 for the code listed for the Karnal office, AB for the letter series and 1234 for the four-digit number.

Worth knowing: An HR-05 car bought by someone in Panipat or Ambala still shows 05, since the Karnal number changes only if the car is re-registered outside Haryana or its registration details are changed, wherever in the state the owner lives.
Since 1 April 2019, new cars registered at Karnal have been handed over with a High Security Registration Plate (HSRP) already on them.
Worth knowing: For an HR-05 car registered earlier, the installation is booked on the booking portal named on the Haryana Transport Department website, and that site also shows the HR vehicle date. The plate’s security marks are listed on our Haryana RTO guide.
HR-05 and HR-45, three sub-division codes, and the Panipat and Kurukshetra codes that left
Karnal district has five listed codes. HR-05 and HR-45 are the Karnal office’s private and commercial codes, while HR-40, HR-75 and HR-91 belong to Assandh, Indri and Gharaunda; the Panipat and Kurukshetra codes went with those districts.
HR-05 and HR-45 at the listed Sector 12 address, and the three town offices
Directories list both the HR-05 office and the HR-45 commercial office at the Mini Secretariat in Sector 12, Karnal, pincode 132001. Haryana has no official address list for its offices, so confirm this one with HR-05 or through the Haryana Transport Department website. The Karnal office hours could not be confirmed from an official source, so check its working hours with HR-05 before the trip.
HR-45 is the commercial code listed for Karnal, and one directory puts that office at the same Sector 12 Mini Secretariat. Karnal taxis, buses and lorries carry it; a family car registered in the city takes HR-05.
Three sub-divisions of Karnal district are listed with their own codes: Assandh (HR-40), Indri (HR-75) and Gharaunda (HR-91). A directory gives the Assandh office the pincode 132039, and no address is given for the other two.
Every HR code and office
HR-01 and HR-85
HR-10 and HR-69
Every state and territory
IRDAI licensed insurer
Cashless partner garages
Dedicated Claims Specialist
A Karnal city address on the RC points to the HR-05 office. In the Assandh, Indri or Gharaunda sub-divisions the car may be registered at the local office and get that town’s code, so check with the dealer which applies to your village or town. No official list of the areas each office covers is available; the RC address decides.
The finder at the top of the page works backwards too: Enter a number like HR05AB1234 and it shows the office that code is listed for.
Worth knowing: Shifting from Gharaunda to Karnal city leaves HR-91 on the car. File the RC address change, then inform your insurer that you have moved.
Karnal district’s official website lists its neighbours as Kurukshetra, Jind, Kaithal and Panipat. Each has its own HR codes, and Panipat and Kurukshetra are both reported to have been part of Karnal district until they were made districts.
HR-07 (listed)
HR-08 (listed)
HR-31 (listed)
HR-06 (listed)
Every HR code
One Haryana payment, charged alike at HR-05, Assandh, Indri and Gharaunda
Karnal’s road tax is Haryana’s one-time tax, worked out as a percentage of the vehicle’s price at its first registration in the state. Cars for personal use pay 5%, 8% or 10% by price, and a car in a company’s name is charged the same.
For example: Five lakh rupees spent on a car in Karnal puts it in the 5% band, so the HR-05 registration carries a road tax of ₹25,000, paid at the start and not again.
Haryana’s July 2026 notification means no road tax on a new EV up to ₹30 lakh, and half the tax above that
For a new car, Haryana wants the tax within 30 days of purchase; dealers normally pay it
Karnal charges a firm’s car the same band as a private owner’s
Vahan states the exact tax before you pay; our Haryana RTO guide explains the bands
The Karnal office charges the national RTO fees, which means Assandh, Indri, Gharaunda and Panipat ask exactly the same. You pay on Vahan, and a dealer adds the amount to a new car’s price.
For example: On a new car bought with a bank loan at Karnal, the RTO fees total ₹2,300, that is ₹600 for the registration, ₹200 for a smart card RC and ₹1,500 for the loan, all before road tax.
A Karnal car that turns 15 renews at ₹5,000, and a car above 20 at ₹10,000. If you leave the renewal late, Karnal charges ₹500 a month extra on a car and ₹300 a month on a motorcycle.
Vahan routes your file by address: HR-05 in the city, a town code elsewhere
Your Karnal dealer registers the car on Vahan, and the office chosen depends on your address. Karnal city buyers get HR-05; a buyer from Indri or Assandh may get that sub-division’s code instead, and one from Panipat an HR-06 number.
HR-05 does not register a new car that is without valid insurance
The file goes on Vahan to the office for the address you give
The dealer charges road tax and the RTO fee with the on-road price
Karnal or the town office approves the file and gives the number
The plate is put on, after which the RC is issued
To change the owner of an HR-05 car, apply on Vahan to the Karnal office. The seller signs Form 29, the seller and buyer complete Form 30, and the transfer costs ₹300 for a car or ₹150 for a motorcycle.
Karnal then gives the buyer 14 days to take over the policy in their own name.
With the loan closed, put the bank’s NOC and Form 35 on Vahan, and Karnal removes the lender from the RC at no charge; our Haryana RTO guide lists what to attach.
Start Karnal RTO work online. The Vahan portal deals with vehicles and the Sarathi portal with licences, and each sends your application to HR-05 or to the sub-division office for your address.
To replace a lost or damaged Karnal RC, apply on Form 26 for a duplicate RC and pay the fee in the fees table. You can check that an HR-05 record is in order with the Kiwi Insurance RC status check.
Karnal licence applications, and the test slot that follows, are made on Sarathi. Every licence service is set out on our Haryana RTO guide.
Pending challans on a Karnal car appear when you enter the number at echallan.parivahan.gov.in or in mParivahan, and you can pay there.
See our Haryana RTO guide for fines on the other common offences.
Haryana cars change the address only; outside cars owe Haryana tax within 30 days
A car coming to Karnal from Panipat or Kurukshetra is already on HR plates and keeps them, so only the RC address changes. A car from Uttar Pradesh, Punjab or any other state owes Haryana road tax within 30 days of being kept here and has to be re-registered once it has been kept here for more than 12 months.
Apply on Form 28 there before the move
Charged on the current price less 7% per year of tax paid, up to 56% off
After more than 12 months here, HR-05 or your town office issues the number
Leaving Haryana? The Karnal office provides the NOC on Form 28, and the car is then registered in the state you are moving to.
Worth knowing: As soon as the RC shows the Karnal address, and again once any new number is issued, inform your insurer, using the document list on our Haryana RTO guide.
A Karnal buyer who can be transferred to another state may register the new car under the Bharat series (BH) rather than HR-05, which removes the need to re-register after moving.
Private sector applicants give the dealer Form 60, the employer’s confirmation of offices in 4 or more states or union territories. The format is YY BH #### XX, where YY is the year of first registration, the four digits are allotted at random, and XX represents the alphabetic series, which can be a single letter or two letters. It is black on a white plate, like any other private car.
BH road tax is paid every 2 years, as our Haryana RTO guide explains with the eligibility rules.
Official PDFs for HR-05 and the Karnal sub-division offices
In Karnal these are now filed mostly on the Vahan portal or the Sarathi portal, and the PDF helps only if an office asks for a printed copy.
From a first learner’s licence in Karnal to renewing a driving licence, this is the form
Download PDFConfirms, from the manufacturer, that this model is roadworthy and meets emission limits
Download PDFOur Haryana RTO guide tells you which form each task needs. A Karnal owner needing a form not shown here can download it from the Parivahan Sewa website’s forms list.
For Own Damage premiums, a Karnal registration counts as Zone B, as the zone depends on the registering office and the tariff names no Haryana office in Zone A. An HR-05 car therefore usually costs less to cover for Own Damage than one registered in a Zone A city such as New Delhi, while Third-Party is priced nationally.
Zone B covers HR-05, HR-45 and the Assandh, Indri and Gharaunda codes, so Own Damage is usually lower than in Zone A
Panipat and Kurukshetra registrations are also Zone B, as neither city is on the Zone A list
The Third-Party premium is fixed nationally by engine size, whatever the Karnal address
Look at where the cashless garages are before you choose a plan
HR-05 registers a new car only when it is insured. On a sale, the RC is transferred first and the buyer has 14 days to transfer the policy, and once the RC address or number changes, inform your insurer so the policy keeps pace.
Third-Party cover is compulsory for a Karnal car or bike, at registration and on every Indian road Once the Karnal RTO side is complete, look over the policy to confirm it names the RC owner. From the cards below you can open Kiwi Insurance plans for a car or for a bike.
Explore plans
Explore plans
Directories give HR-05 to the Karnal registering office, and HR-45 to the district’s commercial vehicles.
Car insurance built around the day you need to make a claim, with benefits you only get with Kiwi Insurance
Once you register a claim, one specialist dedicated to your claim works with the surveyor and garage and keeps you updated
Builds your No Claim Bonus (NCB) up to a 90% discount and goes down only one slab after a claim, not to zero
Repair your car at a cashless partner garage and the insurer pays the garage directly, so you pay nothing out of your pocket
An optional cover for your usual garage. The claim settlement amount reaches your account before you pay the garage
An optional cover that lets you keep a minor dent on record and repair it together with a bigger claim later
An optional cover that pays cash into your account the day your car is booked in for repair
Benefits apply as per the policy wording and the covers you choose. They are Kiwi Insurance product features, not RTO rules.
Kiwi Insurance Super NCB
Kiwi Flexi Repair
Kiwi InstaCash
Written by

Content Writer
Rahul writes Kiwi Insurance’s motor guides on RTO rules, cover types and claims, checked against current notifications.
As a policyholder, you can recharge FASTag, pay traffic fines, and check your car’s PUC expiry
QR
App Store
Google Play
IRDAI licensed insurer
Cashless partner garages
Dedicated Claims Specialist