Kiwi Insurance

Hubli-Dharwad RTO: KA-25 and KA-63 offices

Two RTOs serve the twin city, KA-25 for Dharwad (West) and KA-63 for Dharwad (East). See the offices, the related codes, the fees and Karnataka road tax.

Rahul Bhandare

Written by

Rahul BhandareContent Writer

Reviewed by

Shweta NegiIRDAI-Certified Expert

Find your RTO

Enter a registration number or RTO code

  • Both Hubli-Dharwad codes

  • Office and district

  • Free, no login needed

Hubli-Dharwad RTO at a glance

Hubli-Dharwad RTO at a glance

The twin city has two RTO codes, and both offices are listed as full offices rather than one being a branch of the other. KA-25 is listed as the Dharwad (West) Regional Transport Office and KA-63 as Dharwad (East), listed at Hubballi, so a car from Hubballi and a car from Dharwad can carry different codes while belonging to the same district.

Hubli-Dharwad RTO key facts

Hubli-Dharwad RTODetails

RTO codes

KA-25 and KA-63, both in Dharwad district

KA-25

Listed as the Dharwad (West) RTO, on the Hubli-Dharwad Road at Navanagar

KA-63

Listed as the Dharwad (East) RTO, at Gabbur Cross in Hubballi

Office type

Both are listed as full Regional Transport Offices

Office hours

Opening hours for both the Dharwad (West) and Dharwad (East) offices could not be confirmed from an official source; check with the office before you go

District taluks

Five: Dharwad, Hubli, Kalghatgi, Navalgund, Kundgol

City name

Hubli has been Hubballi since the 2014 renaming, as reported at the time

Insurance zone

Zone B for KA-25 and KA-63, while Bengaluru is Zone A

Road tax on cars

Karnataka lifetime tax, from 13% of the cost for a petrol or diesel car up to ₹5 lakhs

How to read a Hubli-Dharwad (KA-25) number plate

How to read a Hubli-Dharwad (KA-25) number plate

Take KA 25 AB 1234. KA says the car was registered in Karnataka, 25 points to the Dharwad (West) office, AB is the letter series and 1234 is the four-digit number that belongs to this one car. Swap 25 for 63 and you have a car registered at the Dharwad (East) office in Hubballi instead.

Number plate KA 25 AB 1234 labelled: KA is the state code for Karnataka, 25 is the Dharwad (West) RTO code in Hubli-Dharwad, AB is the series and 1234 is the four-digit number

Worth knowing: KA-25 or KA-63 shows where the car was first registered, not where its owner lives today. Move from Dharwad to Hubballi, or across the state to Bengaluru, and the code stays as it is, since it changes only if the car is re-registered outside Karnataka or its registration details are changed.

HSRP number plates in Hubli-Dharwad
Number plates

HSRP number plates in Hubli-Dharwad

Cars sold new since 1 April 2019 come with a High Security Registration Plate (HSRP) already fitted, so a recent KA-25 or KA-63 car needs nothing more. An older Hubli-Dharwad car needs the plate fitted to meet Rule 50 of the Central Motor Vehicles Rules, 1989.

  • Booking

    Book through the booking portal named on the Karnataka Transport Department website

  • Dates

    Check on that portal which date applies to your KA car

  • Full rules

    Plate features and stickers are covered in our Karnataka RTO guide

Hubli-Dharwad RTO code list

Hubli-Dharwad RTO code list

The two codes of the twin city, and the Gadag and Haveri codes next to them

KA-25 and KA-63 are the two Hubli-Dharwad codes. They are easy to mix up with KA-26, the Gadag code, which one insurance directory labels Gadag-Dharwad, and with KA-27, which belongs to neighbouring Haveri.

Gadag has been a separate district since 24 August 1997, according to its official district website, so a KA-26 car is registered in Gadag, however often it is driven in Hubballi.

Hubli-Dharwad RTO codes

RTO codeRTO officeDistrictGuide

KA-25

Dharwad (West)

Dharwad

See below

KA-63

Dharwad (East), Hubballi

Dharwad

See below

Codes near Hubli-Dharwad that belong elsewhere

RTO codeRTO officeDistrictGuide

KA-26

Gadag

Gadag, separate since 1997

Karnataka guide

KA-27

Haveri

Haveri

Karnataka guide

Hubli-Dharwad RTO offices

Hubli-Dharwad RTO offices

Dharwad (West) on the Hubli-Dharwad Road and Dharwad (East) at Gabbur Cross

Both offices are listed as Regional Transport Offices for Dharwad district. The addresses below are as listed in copies of the Transport Department contact list, so confirm them with the office before you make the trip.

Dharwad (West) RTO office, KA-25

Listed as Regional Transport Office, Dharwad (West), this office is listed on the Hubli-Dharwad Road at Navanagar, under the KA-25 code.

Dharwad (West) officeDetails

RTO code

KA-25

Listed name

Regional Transport Office, Dharwad (West)

Office type

Regional Transport Office

Address

Navanagar, Hubli-Dharwad Road, as listed

Office hours

Opening hours for both the Dharwad (West) and Dharwad (East) offices could not be confirmed from an official source; check with the office before you go

Areas served

Not confirmed. The office on your RC decides

Dharwad (East) RTO office at Hubballi, KA-63

KA-63 is listed as a Regional Transport Office in its own right, named Dharwad (East), and not as an assistant office. Its listed address is at Gabbur Cross on P.B. Road in Hubballi.

Dharwad (East) officeDetails

RTO code

KA-63

Listed name

Regional Transport Office, Dharwad (East)

Office type

Regional Transport Office

Address

Gabbur Cross, P.B. Road, Hubballi, as listed

Office hours

Opening hours for both the Dharwad (West) and Dharwad (East) offices could not be confirmed from an official source; check with the office before you go

Areas served

Not confirmed. The office on your RC decides

Worth knowing: A 2022 news report named the Dharwad RTO among seven Karnataka offices with an automated driving test track. Book your test slot on Sarathi, where the office and time for the test are shown.

  • Karnataka RTO codes

    Every KA code and office

  • Belagavi RTO

    KA-22 guide

  • All India RTO codes

    Codes for every state

Prices starting at ₹2,094

Get car insurance quote in just 2 minutes

  • IRDAI licensed insurer

  • Cashless partner garages

  • Dedicated Claims Specialist

Which RTO covers your area in Hubli-Dharwad

Which RTO covers your area in Hubli-Dharwad

Both offices serve Dharwad district, which has five taluks: Dharwad, Hubli, Kalghatgi, Navalgund and Kundgol. Which taluks or wards go to KA-25 and which to KA-63 is not confirmed officially, so go by the office named on your RC.

Hubli-Dharwad and nearby addresses by RTO code

Address inOfficeCode

Dharwad, Hubli, Kalghatgi, Navalgund or Kundgol taluk

Dharwad (West) or Dharwad (East)

KA-25 or KA-63

Gadag district

Gadag

KA-26

Haveri district

Haveri

KA-27

For a car already on the road, the answer is printed on it. Enter the number, for example KA25AB1234, in the finder at the top of this page, or read the RC.

Worth knowing: Before a new registration, ask the dealer which of the two offices your address goes to. A move between Hubballi and Dharwad is only an address change on the RC, and then you inform your insurer of the new address.

RTOs near Hubli-Dharwad
Nearby RTOs

RTOs near Hubli-Dharwad

Dharwad district’s neighbours include Belagavi (KA-22), Uttara Kannada, Haveri (KA-27) and Gadag (KA-26), each with offices and codes of its own. An owner whose RC address is in one of them registers there, not at KA-25 or KA-63.

  • Belagavi RTO

    KA-22, Belagavi district

  • Uttara Kannada RTOs

    KA-30, KA-31, KA-47, KA-65

  • Gadag RTO

    KA-26, Gadag district

  • Haveri RTO

    KA-27, Haveri district

  • Karnataka RTO codes

    The full KA list

Road tax in Hubli-Dharwad
Road tax

Road tax in Hubli-Dharwad

Paid once, at the Karnataka rate, whichever of the two offices registers the car KA-25 and KA-63 charge exactly the same road tax, the Karnataka lifetime tax paid once at registration. The percentage rises with the price of the car, and the state adds an 11% cess on the tax and a one-time welfare cess of ₹1,000 per car.

  • Petrol or diesel car

    Petrol or diesel car

    From 13% of the cost up to ₹5 lakhs, rising to 18% above ₹20 lakhs

  • Two-wheeler

    Two-wheeler

    A ₹500 welfare cess applies. Vahan shows the tax for your bike before you pay

  • Electric car

    Electric car

    Lifetime tax of 5%, 8% or 10% by price since the 2026 amendment

Karnataka car road tax bands for a Hubli-Dharwad registration

Car costPetrol or dieselElectric

Up to ₹5 lakhs

13%

5%

₹5 to ₹10 lakhs

14%

5%

₹10 to ₹20 lakhs

17%

8%

₹20 to ₹25 lakhs

18%

8%

Above ₹25 lakhs

18%

10%

Worked example: A ₹4 lakh petrol hatchback registered at KA-63 pays 13%, which is ₹52,000. The 11% cess adds ₹5,720 and the welfare cess ₹1,000, so ₹58,720 in all, and the bill at KA-25 would be identical.

  • Same for companies

    The 2026 schedule makes no distinction between a car owned by an individual and one owned by a company

  • Cars from outside

    When an outside car is re-registered here, it pays a share of the lifetime tax by age, 93% up to 2 years, down to 25% after 15

  • Paid on Vahan

    Vahan shows the final amount with cess. Both offices use the bands in our Karnataka RTO guide

RTO fees and charges in Hubli-Dharwad

RTO fees and charges in Hubli-Dharwad

Whether your papers go to Navanagar or Gabbur Cross, the fee is the same, set nationally under Rule 81 of the Central Motor Vehicles Rules. You pay it on Vahan, and for a new car the dealer collects it with the on-road price.

RTO fees for a private car and bike in Hubli-Dharwad

ServicePrivate carMotorcycle

New registration

₹600

₹300

Smart card RC

₹200 extra

₹200 extra

Loan noted on the RC

₹1,500

₹500

Loan removed from the RC

No fee

No fee

Duplicate RC

₹300

₹150

Ownership transfer

₹300

₹150

Change of address

₹300

₹150

Renewal at 15 years

₹5,000

₹1,000

Renewal past 20 years

₹10,000

₹2,000

Late renewal

₹500 a month

₹300 a month

Battery-operated vehicle

No RC fee

No RC fee

Worked example: A buyer in Dharwad takes a new car on a bank loan. Registration (₹600), the smart card (₹200) and noting the loan (₹1,500) come to ₹2,300 in RTO fees, and the Karnataka road tax is charged separately.

Keeping an old car registered costs more. A KA-25 car reaching 15 years renews for ₹5,000 and one past 20 years for ₹10,000, and every month of delay adds ₹500 for a car or ₹300 for a motorcycle.

Registering a new car in Hubli-Dharwad

Registering a new car in Hubli-Dharwad

Your address decides whether the plate reads KA-25 or KA-63

A Hubli-Dharwad dealer registers the new car for you on Vahan, but the code depends on the office your address is filed under, not on the showroom. Two buyers at the same Hubballi dealer can drive away with a KA-25 and a KA-63 number.

  1. 1

    Insure it first

    Third-Party cover must start before registration. Any insurer may be chosen, not only the dealer’s

  2. 2

    Dealer files on Vahan

    Your address proof decides whether the file goes to KA-25 or KA-63

  3. 3

    Pay once at delivery

    Karnataka road tax, cess and the RTO fee are inside the on-road price

  4. 4

    Office allots the number

    The office for your address approves the application and issues the registration number

  5. 5

    Plates and RC

    The dealer fits the security plates, and the Registration Certificate follows

  • Matching address

    Use the same address on the policy as on the Vahan application

  • Scooters too

    A two-wheeler follows the same steps and gets the same code as a car would

  • Gadag buyers

    A buyer from Gadag district is registered under KA-26, wherever the dealer is

Transferring car ownership in Hubli-Dharwad
Ownership transfer

Transferring car ownership in Hubli-Dharwad

A KA-25 car is transferred on the record of Dharwad (West), and a KA-63 car on the record of Dharwad (East). The seller signs Form 29, both sign Form 30, and the car transfer fee is ₹300.

  1. 1

    Documents

    Upload the KA-25 or KA-63 RC, the policy, a Pollution Under Control (PUC) certificate and buyer ID

  2. 2

    Policy within 14 days

    Within 14 days of the sale, the new owner switches the policy over

Still showing a bank loan (hypothecation)? Close it first with the lender’s No Objection Certificate (NOC) and Form 35, free of charge. Selling across district lines, say to a Gadag buyer, follows the steps in our Karnataka RTO guide.

Hubli-Dharwad RTO services online

Hubli-Dharwad RTO services online

Karnataka moved many services online on 1 November 2021, so most Hubli-Dharwad work starts on the Vahan portal for vehicles or the Sarathi portal for licences, and the KA-25 or KA-63 office then processes it.

Duplicate RC and RC status check in Hubli-Dharwad

A lost RC is replaced by applying on Form 26, at ₹300 for a car. The Kiwi Insurance tool lets you check your RC status for a KA-25 or KA-63 car at any time.

Driving licence services in Hubli-Dharwad

The learner’s licence application and the test booking are both on Sarathi, and the test itself is taken in person. What else can be done without visiting Navanagar or Gabbur Cross is in our Karnataka RTO guide.

Traffic fines and e-challan in Hubli-Dharwad

Traffic fines and e-challan in Hubli-Dharwad

Driving a KA-25 or KA-63 car without insurance costs ₹2,000 the first time and ₹4,000 for each later offence under section 196 of the Motor Vehicles Act, 1988, as amended in 2019.

Common traffic fines in Hubli-Dharwad

OffenceSectionFine

No insurance

196

₹2,000, then ₹4,000

No driving licence

181

₹5,000

Drunk driving

185

₹10,000 at most; ₹15,000 at most on a repeat

Pay a challan on echallan.parivahan.gov.in or the mParivahan app. A KA-25 or KA-63 owner can look up the longer list of fines in our Karnataka RTO guide.

Moving your car to Hubli-Dharwad

Moving your car to Hubli-Dharwad

From inside Karnataka the number stays; from outside it changes

If you move to Hubli-Dharwad from Belagavi, Bengaluru or any other Karnataka city, your KA number stays, and only the address on the RC changes. A car from another state is different, and Karnataka treats it in two stages.

Moving to Hubli-Dharwad: What changes for a car from another state

ItemFrom another stateFrom inside Karnataka

Number plate

New KA-25 or KA-63 number

Unchanged

NOC

Needed from the old RTO

Not needed

Karnataka road tax

Share of the lifetime tax by age

None

RC

Issued afresh

Address updated

Insurance policy

Number and address updated

Address updated

Bringing a car from another state

  1. 1

    Tax after 30 days

    An outside car kept in Karnataka for more than 30 days becomes liable for Karnataka tax

  2. 2

    NOC from the old RTO

    The office that registered it issues the NOC against Form 28

  3. 3

    KA number after 12 months

    Once the car has been kept here over 12 months, section 47 requires a KA number

Leaving Karnataka works the other way round. The Hubli-Dharwad office that holds your file issues the NOC on Form 28, and the new state then registers the car.

Worth knowing: When the new KA number is issued, inform your insurer so the policy matches the RC. The Karnataka-wide steps for owners coming from outside the state sit in our Karnataka RTO guide.

BH series registration in Hubli-Dharwad

BH series registration in Hubli-Dharwad

A Hubli-Dharwad owner who is transferred between states can choose a Bharat (BH) series number instead of KA-25 or KA-63, and needs no No Objection Certificate (NOC) to move. Defence staff, government staff and private employees qualify, the last group when their company works in 4 or more states or union territories and signs Form 60 for them.

The format is YY BH #### XX, where YY is the year of first registration, the four digits are allotted at random, and XX represents the alphabetic series, which can be a single letter or two letters. It is black on a white plate, like any other private car.

BH tax is paid every 2 years instead of the Karnataka lifetime tax (rates in our Karnataka RTO guide).

RTO forms and downloads

RTO forms and downloads

Forms a Hubli-Dharwad owner may need, linked to the official PDFs

These are national forms under the Central Motor Vehicles Rules, 1989. Vahan and Sarathi take most of them online, and the PDF is useful if either office asks for paper.

Before you submit: Check the document list for your service on the Parivahan Sewa website, which also carries every other RTO form for a KA-25 or KA-63 file.

Car insurance in Hubli-Dharwad
Car insurance

Car insurance in Hubli-Dharwad

Own Damage premiums follow the insurance zone of the office that registered the car, and both Hubli-Dharwad codes are Zone B. The same model registered in Bengaluru, which is Zone A, usually costs more to insure. Third-Party premiums are the same in both zones.

  • Zone B for both codes

    Zone B for both codes

    Zone B covers KA-25 and KA-63 alike, so a Dharwad car and a Hubballi car of the same model are rated the same

  • Third-Party is national

    Third-Party is national

    Third-Party prices depend on engine size, not on which of the two offices registered the car

  • Bengaluru cars

    Bengaluru cars

    A Bengaluru car that moves here stays Zone A, as the zone follows the office of registration

  • Nearby garages

    Nearby garages

    Look up the cashless partner garages near your home in Hubballi or Dharwad before you buy

Your Hubli-Dharwad RC and your policy

  • New car

    Cover starts before KA-25 or KA-63 registers the car

  • Used car

    A buyer has 14 days after the RC transfer to move the policy

  • New number

    When an outside car is re-registered here, inform your insurer of the new KA number

  • New address

    A move between Hubballi and Dharwad needs only an address update

Insurance for your car and bike
Vehicle insurance

Insurance for your car and bike

Third-Party cover is required for every KA-25 and KA-63 car and two-wheeler Once the RC is in your name, the policy should be too. Kiwi Insurance covers cars and bikes, and both are linked below.

  • Car insurance

    Explore plans

  • Bike insurance

    Explore plans

Hubli-Dharwad RTO FAQs

Dharwad district is served by two Regional Transport Offices, listed as Dharwad (West) with KA-25 and Dharwad (East) with KA-63. Each one registers vehicles under its own code.

Why Kiwi

Why choose Kiwi Insurance for your car insurance

Car insurance built around the day you need to make a claim, with benefits you only get with Kiwi Insurance

  • Kiwi Claims Specialist

    Kiwi Claims Specialist

    Once you register a claim, one specialist dedicated to your claim works with the surveyor and garage and keeps you updated

  • Kiwi Insurance Super NCB

    Kiwi Insurance Super NCB

    Builds your No Claim Bonus (NCB) up to a 90% discount and goes down only one slab after a claim, not to zero

  • Cashless partner garages

    Cashless partner garages

    Repair your car at a cashless partner garage and the insurer pays the garage directly, so you pay nothing out of your pocket

  • Kiwi PayFirst

    Kiwi PayFirst

    An optional cover for your usual garage. The claim settlement amount reaches your account before you pay the garage

  • Kiwi Flexi Repair

    Kiwi Flexi Repair

    An optional cover that lets you keep a minor dent on record and repair it together with a bigger claim later

  • Kiwi InstaCash

    Kiwi InstaCash

    An optional cover that pays cash into your account the day your car is booked in for repair

Benefits apply as per the policy wording and the covers you choose. They are Kiwi Insurance product features, not RTO rules.

Free covers

Get Comprehensive car insurance for your car

  • Kiwi Insurance Super NCB

  • Kiwi Flexi Repair

  • Kiwi InstaCash

  • Personal
    PersonalClaims Specialist
  • Leadership
    LeadershipRun by insurance experts
  • Paperless
    PaperlessBuy and claim online
  • AI-first
    AI-firstBuilt with new-age tech

Written by

Rahul Bhandare

Content Writer

Rahul writes Kiwi Insurance’s motor guides on RTO rules, cover types and claims, checked against current notifications.

RTO codes in other states
  • All India RTO codes
    Every state and code
  • Maharashtra RTO
    MH codes
  • Goa RTO
    GA codes
  • Telangana RTO
    TG codes
  • Andhra Pradesh RTO
    AP codes
Explore car insurance
  • New car insurance
    Cover it before delivery
  • Car insurance renewal
    Renew online in minutes
  • Third-Party car insurance
    This is mandatory by law
  • Comprehensive car insurance
    Protection for your own car
  • Optional covers
    Build up your protection
Kiwi app

All your policy and vehicle needs in one place

As a policyholder, you can recharge FASTag, pay traffic fines, and check your car’s PUC expiry

  • QR

  • App Store

  • Google Play