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Karnataka: RTO code list and details

Karnataka has 71 Regional Transport Office (RTO) codes, and each one shows where a vehicle was registered. Look up any KA code, its office and the road tax on a new car.

Afsal Ansari

Written by

Afsal AnsariContent Writer

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Karnataka RTO at a glance

Karnataka RTO at a glance

Karnataka RTOs, from the many offices in Bengaluru to Mangaluru and Belagavi, are run by the Transport Department of the Government of Karnataka. A car registered in Bengaluru or Mysuru has a number that starts with KA, and the two digits after it show the Regional Transport Office (RTO) that registered it, such as KA-09 for Mysuru West.

Karnataka RTO key facts

Karnataka RTODetails

State code

KA

RTO codes

KA-01 to KA-71, one code for each of the 71 RTO offices

Bengaluru RTO codes

14 codes: KA-01 to KA-05, KA-41, KA-50, KA-51, KA-53, KA-57, KA-58, KA-59, KA-60 and KA-61

Mysuru RTO codes

KA-09 Mysuru West and KA-55 Mysuru East, with KA-45 at Hunsur in Mysuru district

Run by

Transport Department, Government of Karnataka

Online services

Vahan handles registration and tax for a KA vehicle, and Sarathi handles driving licences

Office hours

KR Puram may keep different hours from Mysuru West, so check with your RTO or book a slot online first

Road tax on cars

One-time lifetime tax of 13% to 18% of the car’s cost, or 5% to 10% for an electric car

How to read a Karnataka (KA) number plate

How to read a Karnataka (KA) number plate

Take KA 01 AB 1234, a car registered in Bengaluru. Here KA stands for Karnataka, 01 for the Bengaluru Central RTO and AB for the letter series, and 1234 is the four-digit number.

Number plate KA 01 AB 1234 labelled: KA is the state code for Karnataka, 01 is the Bengaluru Central RTO code, AB is the series and 1234 is the four-digit number

Bengaluru alone has 14 RTO codes, so two cars parked on the same street can show different numbers. A car first registered at KR Puram shows KA-53, and it still shows KA-53 after its owner moves to Mysuru or anywhere else in Karnataka. The car gets a new code only if it is registered again in another state or its registration details are changed.

Worth knowing: A KA-51 plate from Electronic City is valid on every road in India. The code records the office of first registration and says nothing about where the car is driven today.

HSRP number plates in Karnataka
Number plates

HSRP number plates in Karnataka

Since 1 April 2019, every new vehicle has left the dealer with a High Security Registration Plate (HSRP) fitted by the manufacturer and dealer, so a car bought new in Mysuru this year already has one. Rule 50 of the Central Motor Vehicles Rules, 1989 requires this plate on every vehicle in Karnataka.

  • Chromium hologram

    A hologram made with chromium is stamped on every plate

  • Laser-etched number

    Every plate has a unique identification number cut into it by laser

  • Snap locks

    Snap locks hold the plate, and they are designed so they cannot be removed or reused

  • Colour-coded sticker

    The windscreen carries a third registration mark: Light blue for a petrol or compressed natural gas (CNG) car, orange for a diesel car

Older Karnataka cars and HSRP

A KA-09 car registered in Mysuru before 1 April 2019 left the showroom without this plate, so its owner needs an HSRP fitted by the date Karnataka sets. The Transport Department advises booking the plate through the SIAM website.

Worth knowing: Book your HSRP installation through the booking portal that the Karnataka Transport Department names on its website, and check there which date applies to your KA car. The rule itself comes from G.S.R. 1162(E), dated 4 December 2018, and S.O. 6052, dated 6 December 2018, both issued by the Ministry of Road Transport and Highways.

Karnataka RTO code list: KA-01 to KA-71

Karnataka RTO code list: KA-01 to KA-71

All 71 KA codes, from Bengaluru Central to Athani, with the office and district behind each one

A car from Bengaluru Central shows KA-01, and one from Athani in Belagavi district shows KA-71, the last code on the list. Most districts have a single RTO, while Bengaluru and districts such as Belagavi, Dakshina Kannada and Uttara Kannada have more than one code.

Bengaluru city RTO codes

RTO codeRTO officeDistrictFormer name

KA-01

Bengaluru Central

Bengaluru Urban

Bangalore

KA-02

Bengaluru West

Bengaluru Urban

Bangalore

KA-03

Bengaluru East

Bengaluru Urban

Bangalore

KA-04

Bengaluru North

Bengaluru Urban

Bangalore

KA-05

Bengaluru South

Bengaluru Urban

Bangalore

KA-41

Jnanabharathi

Bengaluru Urban

-

KA-50

Yelahanka

Bengaluru Urban

-

KA-51

Electronic City

Bengaluru Urban

-

KA-53

KR Puram

Bengaluru Urban

-

KA-59

Chandapura

Bengaluru Urban

-

More Bengaluru RTO codes

RTO codeRTO officeDistrictFormer name

KA-58

Banashankari

Bengaluru Urban

-

KA-60

RT Nagar

Bengaluru Urban

-

KA-61

Marathahalli

Bengaluru Urban

-

KA-57

Shantinagar

Bengaluru Urban

-

Around Bengaluru RTO codes

RTO codeRTO officeDistrictFormer name

KA-43

Devanahalli

Bengaluru Rural

-

KA-52

Nelamangala

Bengaluru Rural

-

KA-42

Ramanagara

Ramanagara

-

KA-40

Chikkaballapur

Chikkaballapur

-

KA-67

Chintamani

Chikkaballapur

-

KA-07

Kolar

Kolar

-

KA-08

Kolar Gold Fields

Kolar

-

Mysuru and South Karnataka RTO codes

RTO codeRTO officeDistrictFormer name

KA-09

Mysuru West

Mysuru

Mysore

KA-55

Mysuru East

Mysuru

Mysore

KA-45

Hunsur

Mysuru

-

KA-10

Chamarajanagar

Chamarajanagar

-

KA-11

Mandya

Mandya

-

KA-54

Nagamangala

Mandya

-

KA-12

Madikeri

Kodagu

-

KA-13

Hassan

Hassan

-

KA-46

Sakleshpur

Hassan

-

Coast and Malnad RTO codes

RTO codeRTO officeDistrictFormer name

KA-19

Mangaluru

Dakshina Kannada

Mangalore

KA-21

Puttur

Dakshina Kannada

-

KA-70

Bantwal

Dakshina Kannada

-

KA-62

Surathkal

Dakshina Kannada

-

KA-20

Udupi

Udupi

-

KA-14

Shivamogga

Shivamogga

Shimoga

KA-15

Sagara

Shivamogga

-

KA-18

Chikkamagaluru

Chikkamagaluru

Chikmagalur

KA-66

Tarikere

Chikkamagaluru

-

Central Karnataka RTO codes

RTO codeRTO officeDistrictFormer name

KA-06

Tumakuru

Tumakuru

Tumkur

KA-44

Tiptur

Tumakuru

-

KA-64

Madhugiri

Tumakuru

-

KA-16

Chitradurga

Chitradurga

-

KA-17

Davanagere

Davanagere

-

KA-27

Haveri

Haveri

-

KA-68

Ranebennur

Haveri

-

KA-34

Ballari

Ballari

Bellary

KA-35

Hosapete

Vijayanagara

Hospet

Belagavi region RTO codes

RTO codeRTO officeDistrictFormer name

KA-22

Belagavi

Belagavi

Belgaum

KA-23

Chikkodi

Belagavi

-

KA-24

Bailhongal

Belagavi

-

KA-49

Gokak

Belagavi

-

KA-69

Ramdurg

Belagavi

-

KA-71

Athani

Belagavi

-

Dharwad and Uttara Kannada RTO codes

RTO codeRTO officeDistrictFormer name

KA-25

Dharwad

Dharwad

-

KA-63

Hubballi

Dharwad

Hubli

KA-26

Gadag

Gadag

-

KA-30

Karwar

Uttara Kannada

-

KA-31

Sirsi

Uttara Kannada

-

KA-47

Honnavar

Uttara Kannada

-

KA-65

Dandeli

Uttara Kannada

-

North Karnataka RTO codes

RTO codeRTO officeDistrictFormer name

KA-28

Vijayapura

Vijayapura

Bijapur

KA-29

Bagalkote

Bagalkote

Bagalkot

KA-48

Jamkhandi

Bagalkote

-

KA-32

Kalaburagi

Kalaburagi

Gulbarga

KA-33

Yadgir

Yadgir

-

KA-38

Bidar

Bidar

-

KA-39

Bhalki

Bidar

-

KA-56

Basavakalyan

Bidar

-

KA-36

Raichur

Raichur

-

KA-37

Koppal

Koppal

-

This list follows the office list of the Karnataka Transport Department. If an office moves or a new one opens, in Bengaluru or elsewhere, the tables are updated to match.

Bengaluru RTO offices in Karnataka

Bengaluru RTO offices in Karnataka

Bengaluru has 14 RTO codes. KA-01 to KA-05 are the Central, West, East, North and South offices, and nine more offices, including Jnanabharathi (KA-41), Yelahanka (KA-50), Electronic City (KA-51) and KR Puram (KA-53), register vehicles in other parts of the city.

Around the city, Devanahalli (KA-43) and Nelamangala (KA-52) register vehicles for Bengaluru Rural district, and Ramanagara has its own code, KA-42.

  • Bengaluru RTO offices

    All 14 Bengaluru codes

  • KR Puram RTO

    KA-53

  • Yelahanka RTO

    KA-50

  • Jnanabharathi RTO

    KA-41

  • Electronic City RTO

    KA-51

  • Bengaluru Central RTO

    KA-01

  • Bengaluru West RTO

    KA-02

  • Bengaluru East RTO

    KA-03

  • Bengaluru North RTO

    KA-04

  • Bengaluru South RTO

    KA-05

  • Shantinagar RTO

    KA-57

  • Banashankari RTO

    KA-58

  • Chandapura RTO

    KA-59

  • RT Nagar RTO

    KA-60

  • Marathahalli RTO

    KA-61

RTO offices by city and town in Karnataka
City guides

RTO offices by city and town in Karnataka

A car registered in Mysuru belongs to Mysuru West (KA-09) or Mysuru East (KA-55), depending on the address on its Registration Certificate (RC). For any other town, the KA code on the plate or the RTO finder at the top of this page shows the office, and the Bengaluru offices have their own section above.

  • Mysuru RTO

    KA-09, KA-55

  • Mangaluru RTO

    KA-19

  • Belagavi RTO

    KA-22

  • Udupi RTO

    KA-20

  • Tumakuru RTO

    KA-06

  • Davanagere RTO

    KA-17

  • Hubballi RTO

    KA-63

  • Shivamogga RTO

    KA-14

  • Kalaburagi RTO

    KA-32

  • Ballari RTO

    KA-34

  • Hassan RTO

    KA-13

  • Dharwad RTO

    KA-25

  • Vijayapura RTO

    KA-28

  • Bidar RTO

    KA-38

  • Chikkamagaluru RTO

    KA-18

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Mysuru, Mangaluru and Belagavi RTO codes in Karnataka

Mysuru, Mangaluru and Belagavi RTO codes in Karnataka

Offices that people often search for by town name

Outside Bengaluru, the RTOs people search for most are in Mysuru, Mangaluru and Belagavi. Each of these towns shares its district with one or more other offices.

Mysuru RTO (KA-09 and KA-55)

Mysuru has two RTO codes: KA-09 for Mysuru West and KA-55 for Mysuru East. Hunsur, also in Mysuru district, has its own code, KA-45.

Mangaluru RTO (KA-19)

A car registered in Mangaluru shows KA-19. Dakshina Kannada district has three more offices: Surathkal (KA-62), Puttur (KA-21) and Bantwal (KA-70).

Belagavi RTO (KA-22)

The main Belagavi office uses KA-22. Belagavi district also has offices at Chikkodi (KA-23), Bailhongal (KA-24), Gokak (KA-49), Ramdurg (KA-69) and Athani (KA-71).

RTO codes in states near Karnataka
Nearby states

RTO codes in states near Karnataka

A car with a TN, KL or AP plate in Bengaluru traffic was registered in a neighbouring state. Karnataka shares borders with Maharashtra, Goa, Kerala, Tamil Nadu, Andhra Pradesh and Telangana, and each guide below lists the codes and offices there.

  • Maharashtra RTO codes

    MH codes and offices

  • Goa RTO codes

    GA codes and offices

  • Kerala RTO codes

    KL codes and offices

  • Tamil Nadu RTO codes

    TN codes and offices

  • Andhra Pradesh RTO codes

    AP codes and offices

  • Telangana RTO codes

    TG codes and offices

Road tax in Karnataka

Road tax in Karnataka

When a car is first registered in Karnataka, in Bengaluru or anywhere else, the owner pays lifetime road tax once. The rate depends on the car’s cost and on whether it is electric: Petrol and diesel cars pay 13% to 18%, and electric cars pay 5% to 10%.

Karnataka lifetime road tax by car cost

Car costPetrol or diesel carElectric car

Up to ₹5 lakhs

13%

5%

₹5 lakhs to ₹10 lakhs

14%

5%

₹10 lakhs to ₹20 lakhs

17%

8%

₹20 lakhs to ₹25 lakhs

18%

8%

Above ₹25 lakhs

18%

10%

A car costing ₹4.5 lakhs, for example, is in the 13% band, so its road tax is ₹58,500. A car costing ₹8 lakhs pays 14%, which is ₹1,12,000, and an electric car at the same cost pays 5%, which is ₹40,000. For a new car, the dealer in Bengaluru or Mysuru usually adds this tax to the on-road price.

A few other things to know about Karnataka’s road tax

  • In force from 1 May 2026

    The 2026 amendment to the Karnataka Motor Vehicles Taxation Act, 1957 was published on 10 April 2026 and brought electric cars under lifetime tax from 1 May 2026

  • Electric two-wheelers

    The 2026 change covers electric cars and cabs, and does not add a lifetime tax on electric two-wheelers

  • Cars from other states

    A car registered elsewhere pays a share of the lifetime tax that falls with age, from 93% for a nearly new car to 25% for the oldest

  • Transport vehicles

    Taxis, goods vehicles and other transport vehicles are taxed under separate parts of the Act

  • Paid on Vahan

    Both are paid online on Vahan, and for a new car bought in Bengaluru the dealer usually pays the road tax and registration fee for you

Rates are set by the state and can change, and the amount shown on Vahan includes any cess, so check it before you pay.

RTO fees and charges in Karnataka

RTO fees and charges in Karnataka

Registering a new car in Bengaluru costs ₹600 in RTO fees, and a duplicate Registration Certificate (RC) for it later costs ₹300. Both amounts are the same in Mysuru or any other Karnataka town. Rule 81 of the Central Motor Vehicles Rules, 1989 fixes them for every RTO in India.

RTO fees for a private car and bike in Karnataka

ServiceCarMotorcycle

New registration

₹600

₹300

Duplicate RC

₹300

₹150

Ownership transfer

₹300

₹150

Renewal after 15 years

₹5,000

₹1,000

Renewal after 20 years

₹10,000

₹2,000

If the RC for that Bengaluru car is issued as a smart card, ₹200 is added. A KA car whose RC renewal is late pays ₹500 more for each month of delay, and a battery-operated vehicle pays nothing to have its RC issued or renewed.

Worth knowing: The HSRP fitting, the Karnataka lifetime road tax and any state service charge are not part of these fees and are paid on top.

Registering a new car in Karnataka

Registering a new car in Karnataka

Say you buy a new car from a dealer in Mysuru. The dealer applies to register it on the Vahan portal, so for most registrations the car never goes to the RTO. The road tax and registration fee are paid with the price, and the RTO issues the Registration Certificate (RC) once it approves the application.

  1. 1

    Insure the car first

    Your Mysuru dealer can register the car only once it has a Third-Party policy. Most owners choose comprehensive cover

  2. 2

    Dealer applies on Vahan

    Form 20, Form 21 and Form 22 go in online with your address proof and PAN card or Form 60

  3. 3

    Pay Karnataka road tax

    Lifetime tax of 13% to 18% of the car’s cost is charged with the ₹600 registration fee

  4. 4

    Get your KA number

    Once approved, the car gets its KA number, such as KA-09 for Mysuru West, and its High Security Registration Plate

  5. 5

    Receive your RC

    The RTO sends the smart card RC to the address given in your application

Important to know: The policy your Mysuru dealer asks for can come from any insurer, not only from the dealer. You can compare cover and buy a policy yourself before delivery day.

Transferring car ownership in Karnataka

Transferring car ownership in Karnataka

Selling a KA-53 car from KR Puram means moving its RC to the buyer, either on Vahan or at the KR Puram RTO named on the RC. To record the new owner of a car, the RTO charges ₹300.

  1. 1

    Seller gives notice

    Form 29 from the seller reports the sale to the RTO

  2. 2

    Buyer and seller sign

    Form 30, signed by both, asks the RTO to put the RC in the buyer’s name

  3. 3

    Gather the documents

    Address proof, the RC, a Pollution Under Control (PUC) certificate and a valid policy go in with the forms

  4. 4

    Pay the ₹300 fee

    The transfer fee for a car is paid on Vahan or at the RTO where the car is registered

  5. 5

    Updated RC issued

    KR Puram, or whichever RTO holds the record, issues the RC in the buyer’s name

The buyer must then move the car insurance into their own name within 14 days of the transfer.

Removing a loan (hypothecation) from the RC in Karnataka

Suppose a car bought in Bengaluru on a bank loan shows the lender on its RC, added through Form 34. When the loan is fully repaid, the lender gives the owner a No Objection Certificate (NOC) and Form 35. With these, the owner applies on Vahan, and the RTO then issues an updated RC that no longer shows the bank.

Karnataka RTO services online

Karnataka RTO services online

An owner in Bengaluru can begin most RTO work from home. Vehicle work such as road tax, transfers and RC changes goes through the Vahan portal, and licence work goes through the Sarathi portal. The Transport Department also lists contactless services that need no visit to the RTO.

  • Learner’s licence

    A learner in Mysuru applies on Sarathi, uploads the documents and pays the fee without going to the RTO

  • Driving test slot

    Pick a date at your RTO, such as KR Puram, for the test for a permanent licence

  • Road tax and fees

    Vahan collects road tax and RTO fees for any KA vehicle

  • Ownership and address changes

    A change of owner or address, or a duplicate RC, is applied for on Vahan

  • Number plate booking

    Book a High Security Registration Plate for an older vehicle through the SIAM website, as the Transport Department advises

  • Vehicle details

    Type any KA number into Parivahan Sewa or the mParivahan app, and the RTO, insurance and Pollution Under Control (PUC) status appear

Duplicate RC and RC status check in Karnataka

If the RC of a Mysuru car is lost, stolen or damaged, the owner applies for a duplicate on Form 26, and the fee for a car is ₹300, as the fees table above shows. To follow an RC application or look up a record, use Parivahan Sewa or the mParivahan app, or check your RC status on Kiwi Insurance.

Driving licence services in Karnataka

A first-time driver in Bengaluru starts with a learner’s licence on Sarathi and then books the driving test there. Renewing a licence or getting an International Driving Permit also happens on Sarathi, and the forms for both, Form 2 and Form 4A, are in the forms section below.

Traffic fines and e-challan in Karnataka

Traffic fines and e-challan in Karnataka

If a driver in Bengaluru is stopped without valid insurance, the fine is ₹2,000 for a first offence and ₹4,000 for any offence after that. The amounts in this section come from the Motor Vehicles (Amendment) Act, 2019 and apply across India.

Common traffic fines in Karnataka

OffenceFineSection

Driving without insurance

₹2,000, later ₹4,000

196

Driving without a licence

₹5,000

181

Overspeeding in a car

₹1,000 to ₹2,000

183

Drunk driving

Up to ₹10,000, later up to ₹15,000

185

Dangerous driving

₹1,000 to ₹5,000, later up to ₹10,000

184

General offence

₹500, later ₹1,500

177

In this table, “later” means any offence after the first. Karnataka can compound some offences at its own amounts, so the challan for a KA car is what tells you the sum that is due. A KA challan can be checked and paid with the vehicle or challan number on the Parivahan e-challan portal, echallan.parivahan.gov.in, or in the mParivahan app.

Worth knowing: A valid policy is what keeps a Bengaluru driver clear of the uninsured driving fine at the top of this table. The section on car insurance in Karnataka follows below.

Moving your car to Karnataka
Moving states

Moving your car to Karnataka

Suppose you move to Bengaluru with a car registered in another state. Once the car has been in Karnataka for more than 12 months, it must be registered here with a KA number. You pay a share of Karnataka lifetime tax, which is smaller for an older car, and you can ask your old state to refund its unused tax.

  1. 1

    Get a No Objection Certificate

    Apply on Form 28 to the RTO that registered the car, which issues the No Objection Certificate (NOC)

  2. 2

    Apply at your new RTO

    Take the NOC, RC, policy and a Pollution Under Control (PUC) certificate to your Bengaluru RTO, such as KR Puram

  3. 3

    Pay road tax

    Pay the share of Karnataka lifetime tax that applies to your car’s age

  4. 4

    Get your KA number

    Fit the new plate after the RTO gives the car a KA number, such as KA-53 at KR Puram

  5. 5

    Update your insurance

    Inform your insurer of the new KA number and your Bengaluru address

If you are leaving Karnataka with a KA car, get the NOC from your KA RTO before you go. Once the car is registered in the new state, you can apply for a refund of the unused Karnataka road tax.

BH series registration in Karnataka

BH series registration in Karnataka

A Bharat series (BH) number plate is a registration mark that is valid all over India, so it shows no KA or other state code. An owner posted from Bengaluru to Pune or Delhi keeps the same number on the car, without a No Objection Certificate (NOC) or a fresh registration. It suits people who move for work, such as a central government employee based in Bengaluru. The Ministry of Road Transport and Highways created the series through G.S.R. 594(E) of 26 August 2021, and it came into force on 15 September 2021.

Who can apply for a BH number in Karnataka

  • Government employees

    People who work for the central government or for a state government, including Karnataka

  • Defence personnel

    Defence personnel, wherever they are posted

  • Public sector staff

    People employed by a public sector organisation

  • Private sector staff

    Staff of a private employer that has offices in at least 4 states or union territories, who submit Form 60 from that employer

BH series tax for a car registered in Karnataka

Car priceBH tax rate

Below ₹10 lakhs

8%

₹10 lakhs to ₹20 lakhs

10%

Above ₹20 lakhs

12%

Take a petrol car costing ₹8 lakhs: As a BH car it pays the 8% rate for each 2-year block, while on a regular KA number it pays Karnataka’s one-time lifetime tax of 14%, which is ₹1,12,000. A diesel car pays 2% more than the BH rates above and an electric car 2% less.

The format is YY BH #### XX, where YY is the year of first registration, the four digits are allotted at random, and XX represents the alphabetic series, which can be a single letter or two letters. It is black on a white plate, like any other private car. When a BH car leaves Karnataka, there is no road tax refund to claim. G.S.R. 879(E) of 14 December 2022 later added rules for selling a BH car and for moving an existing registration to the series.

RTO forms and downloads

RTO forms and downloads

Each card is one of the 13 forms Karnataka owners use most, with its official PDF

A car owner in Mysuru fills in the same RTO forms as an owner in any other state, as the Central Motor Vehicles Rules, 1989 set them for the whole country. Most are now completed online on Vahan or Sarathi, and you can print the official PDF from each card if your RTO still asks for a paper form.

  • Form 2

    Form 2

    The licence form a Bengaluru learner fills first, also used later to renew a licence or change its details

    Download PDF
  • Form 4A

    Form 4A

    For a KA licence holder who needs an International Driving Permit to drive abroad

    Download PDF
  • Form 20

    Form 20

    The registration form for a new vehicle, such as a car bought in Bengaluru

    Download PDF
  • Form 21

    Form 21

    The dealer’s certificate that the vehicle has been sold to you

    Download PDF
  • Form 22

    Form 22

    Issued by the maker to confirm the car is roadworthy and within emission limits

    Download PDF
  • Form 25

    Form 25

    Renews the RC of a private car once the car is 15 years old

    Download PDF
  • Form 26

    Form 26

    Gets a duplicate RC for a KA car whose original went missing or was stolen or damaged

    Download PDF
  • Form 28

    Form 28

    Asks your KA RTO for a No Objection Certificate (NOC) before the car is registered in another state

    Download PDF
  • Form 29

    Form 29

    Filled in by a seller in Mysuru or Bengaluru to report the sale to the RTO

    Download PDF
  • Form 30

    Form 30

    Signed by seller and buyer to put the RC in the buyer’s name

    Download PDF
  • Form 33

    Form 33

    Puts your new address on the RC when you move house within Karnataka

    Download PDF
  • Form 34

    Form 34

    Records a car loan or lease (hypothecation) on the RC

    Download PDF
  • Form 35

    Form 35

    Takes the loan off the RC after the last instalment

    Download PDF

When a KA car changes hands, Form 29 and Form 30 go in together, and the buyer then has 14 days to move the insurance into their name.

Worth knowing: Send each form to the RTO whose code is on your RC, for example KA-01 for Bengaluru Central or KA-19 for Mangaluru. Some services also need address proof or a PUC certificate, so look at the document list on the Parivahan Sewa website first. Any form not shown here is in the complete set of RTO forms on the Parivahan Sewa website.

Car insurance in Karnataka
Car insurance

Car insurance in Karnataka

The RTO where your car is registered decides its zone for the Own Damage part of the premium. Take two identical cars: The one registered at a Bengaluru RTO is priced in Zone A, and the one registered in Mysuru is priced in Zone B. The Third-Party premium is set nationally, so the zone does not change it.

  • Zone A pricing

    Zone A pricing

    Bengaluru falls under Zone A for Own Damage insurance, so a car registered there usually pays a higher premium than one in Mysuru

  • Zone B pricing

    Zone B pricing

    Mysuru, Mangaluru, Hubballi and the rest of Karnataka fall under Zone B, which usually means a lower Own Damage premium than in Bengaluru

  • Same Third-Party premium

    Same Third-Party premium

    The Third-Party price is fixed for all of India, so a move from Mysuru to Bengaluru leaves it unchanged

  • Buying a used KA car

    Buying a used KA car

    After the RTO, such as KR Puram, records you as the owner, ask the insurer within 14 days to put the policy in your name

  • Moving within Karnataka

    Moving within Karnataka

    Update the address on the RC and then on the policy when you move from Mysuru to Bengaluru. Its plate still reads KA-09

How your insurance links to the Karnataka RTO

A new car from a Bengaluru dealer must be insured before the RTO will register it. When a used KA car is sold, the buyer has 14 days to take over the policy. If a move from another state means the car is registered again under a new KA number, inform your insurer so the policy carries that number.

Worth knowing: If you buy a used car in Mysuru, start the policy transfer as soon as the RTO records you as the owner, well inside the 14 days, so the car is covered in your name from the start.

Insurance for your car and bike
Vehicle insurance

Insurance for your car and bike

No car or bike can be registered or driven in India without Third-Party insurance, and the RTO checks the policy with your other papers With the RTO work for your KA car or bike complete, check that the insurance is in your name. The links below open Kiwi Insurance car and bike plans.

  • Car insurance

    Explore plans

  • Bike insurance

    Explore plans

Karnataka RTO FAQs

Karnataka uses 71 codes, numbered KA-01 to KA-71. Each code belongs to one RTO office, and Bengaluru alone has 14 of them.

Why Kiwi

Why choose Kiwi Insurance for your car insurance

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    Kiwi Claims Specialist

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    Kiwi Super NCB

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  • Cashless partner garages

    Cashless partner garages

    Repair your car at a cashless partner garage, and the insurer settles the approved claim amount with the garage directly

  • Kiwi PayFirst

    Kiwi PayFirst

    The approved claim amount reaches you before you pay the garage, so you can choose the garage you trust

  • Kiwi InstaCash

    Kiwi InstaCash

    Daily cash reaches your account while your car is in the garage for more than 3 days, for up to 15 days in a policy year

  • Kiwi Flexi Repair

    Kiwi Flexi Repair

    Delay fixing small damages and have them repaired together in one claim

Free covers

Get Comprehensive car insurance for your car

  • Kiwi Insurance Super NCB

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  • Personal
    PersonalClaims Specialist
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  • Paperless
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Written by

Afsal Ansari

Content Writer

Afsal writes Kiwi’s guides and blog posts and reviews each one for accuracy, clarity and compliance with current rules before publication.

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