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Udupi RTO: KA-20 Manipal office and district code

Udupi district has one RTO code, KA-20. See where its office is listed, which areas it covers, and how it differs from the Mangaluru code it split from in 1997.

Rahul Bhandare

Written by

Rahul BhandareContent Writer

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Udupi RTO at a glance

Udupi RTO at a glance

Udupi district registers its cars under KA-20. Two things surprise people here. The district has only existed since 1997, when it was separated from Dakshina Kannada, and the RTO is listed not in the old town centre but in Manipal, in a building of its own called Saarige Soudha.

Udupi RTO key facts

Udupi RTODetails

RTO code

KA-20

Office

Regional Transport Office, Udupi

Location

Manipal, in its own building, as directories list it

Office hours

The hours at Saarige Soudha could not be confirmed from an official source, so check with the office there before you go

District

Udupi, formed on 25 August 1997 from Dakshina Kannada

Some codes next door

KA-19 Mangaluru to the south, KA-14 and KA-15 in Shivamogga district

Car road tax

Karnataka lifetime tax of 13% to 18% for petrol and diesel cars, with cess

Insurance zone

Zone B

How to read an Udupi (KA-20) number plate

How to read an Udupi (KA-20) number plate

An Udupi plate reads like KA 20 AB 1234. The KA is for Karnataka, the 20 for the Udupi RTO, the AB for the letter series, and 1234 is the four-digit number that belongs to that vehicle alone.

Number plate KA 20 AB 1234 labelled: KA is the state code for Karnataka, 20 is the Udupi RTO code, AB is the series and 1234 is the four-digit number

Worth knowing: A KA-19 car in Udupi is not out of place. A KA number stays the same when its owner moves within Karnataka, so a car registered in Mangaluru keeps KA-19 in Kundapura. An Udupi owner sees the code change in two cases only, when the car is re-registered outside Karnataka or when its registration details are changed.

HSRP number plates in Udupi

HSRP number plates in Udupi

The High Security Registration Plate (HSRP) on a new KA-20 car is fitted by the dealer. Under Rule 50 of the Central Motor Vehicles Rules, 1989, every new vehicle has needed one since 1 April 2019.

Worth knowing: For a car registered in Udupi before that date, book the installation through the booking portal named on the Karnataka Transport Department website, which also shows the date that applies. Plate rules for the whole state are on our Karnataka RTO guide.

Udupi RTO code list

Udupi RTO code list

KA-20 for Udupi district, and the codes on either side of it

On the Karnataka code list, Udupi district has one code, KA-20, and the list shows no separate code for Kundapura or Karkala. The code people mix up with it is KA-19, Mangaluru, the district Udupi was part of until 1997.

Udupi RTO code

RTO codeRTO officeArea coveredGuide

KA-20

Udupi, Regional Transport Office

Udupi district

See below

Codes people confuse with Udupi

RTO codeRTO officeArea coveredGuide

KA-19

Mangaluru

Dakshina Kannada

Mangaluru guide

KA-14

Shivamogga

Shivamogga district

KA code list

KA-15

Sagara

Shivamogga district

KA code list

Udupi RTO office address and timings

Udupi RTO office address and timings

Why the Udupi office is in Manipal, and the old address some listings still show

The KA-20 office works from Saarige Soudha at Rajatadri, Manipal, according to directories that copy the Transport Department’s contact list. Neither the address nor the hours could be confirmed from an official source, so confirm them before you go.

Udupi RTO office, KA-20

Manipal is inside the Udupi city area, which took in Manipal, Malpe and Santhekatte when its City Municipal Council was formed. So the office is in Udupi, just not in the old town centre.

Udupi RTO officeDetails

RTO code

KA-20

Office

Regional Transport Office, Udupi

Address

The Saarige Soudha building at Rajatadri, Manipal (pincode 576103), per directories

Office hours

The hours at Saarige Soudha could not be confirmed from an official source, so check with the office there before you go

Covers

Udupi district, with Kundapura and Karkala (no separate code on the list)

Why does one listing show Adi Udupi?

The office used to work from rented buildings in Adi Udupi, and one directory still gives a Mulki Road address there. News reports from 2011 and 2012 described its own building coming up at Manipal, planned with a training centre for licence applicants. Go by the Manipal address, but confirm it first.

  • Head for Manipal

    The current listing is Saarige Soudha at Rajatadri, not the old Adi Udupi building

  • Apply first online

    An RC transfer, address change or duplicate begins on Vahan, and the office then processes it

  • Test day

    Choose the driving test date on Sarathi before going to the office for the test

  • Karnataka RTO codes

    Every KA office

  • Mangaluru RTO

    KA-19 code and office

  • All India RTO codes

    Codes for every state

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Which areas come under Udupi RTO

Which areas come under Udupi RTO

The whole of Udupi district, from Kundapura to Karkala, and what lies beyond it

If your address proof says Udupi district, the car is registered at KA-20. That takes in Udupi itself with Manipal and Malpe, and the Kundapura and Karkala areas that left Dakshina Kannada with it in 1997.

Udupi RTO areas and the codes around them

If the car is kept inYour officeCode

Udupi, Manipal or Malpe

RTO Udupi, Manipal

KA-20

Kundapura or Karkala

RTO Udupi, Manipal

KA-20

Dakshina Kannada, to the south

Mangaluru and the other district offices

KA-19, KA-21 or KA-70

Shivamogga district, to the east

Shivamogga or Sagara

KA-14 or KA-15

For a used car, the code on its RC shows where it was registered. The finder at the top of this page reads any number you type in.

Worth knowing: Kundapura and Karkala belonged to Dakshina Kannada until 25 August 1997. They are in Udupi district now, so a new car kept there goes to KA-20 rather than to Mangaluru.

RTOs near Udupi
Nearby RTOs

RTOs near Udupi

South along the coast is Mangaluru, in Dakshina Kannada, the district Udupi was part of until 1997. To the east, Shivamogga district has two offices of its own.

  • Mangaluru RTO

    KA-19

  • Shivamogga RTO

    KA-14

  • Sagara RTO

    KA-15

  • Karnataka RTO codes

    All KA codes

Road tax in Udupi
Road tax

Road tax in Udupi

One Karnataka tax for the life of the car, plus cess, collected at registration Udupi buyers pay the same Karnataka lifetime road tax as the rest of the state. It is worked out on the car’s cost, starting at 13% for a petrol or diesel car up to ₹5 lakhs, and an 11% cess and a ₹1,000 cess are added to it.

  • Smaller cars: 13% or 14%

    Smaller cars: 13% or 14%

    A petrol or diesel car pays 13% up to ₹5 lakhs and 14% between ₹5 and ₹10 lakhs

  • Bigger cars: 17% or 18%

    Bigger cars: 17% or 18%

    From ₹10 to ₹20 lakhs the rate is 17%, and past ₹20 lakhs it is 18%

  • Electric cars, 5% upwards

    Electric cars, 5% upwards

    Taxed since 1 May 2026 at 5% to ₹10 lakhs, 8% to ₹25 lakhs and 10% beyond

  • Two cesses

    Two cesses

    11% of the tax goes on as cess, and a one-time ₹1,000 per car (₹500 per two-wheeler)

Road tax worked out for a car registered in Udupi

Car costRateTaxTax with cess

₹4 lakhs

13%

₹52,000

₹58,720

₹7 lakhs

14%

₹98,000

₹1,09,780

₹12 lakhs

17%

₹2,04,000

₹2,27,440

₹8 lakh electric car

5%

₹40,000

Cess extra

  • On the invoice

    The Udupi dealer adds the tax and cess to the on-road price and pays them on Vahan

  • Person or company

    A car owned by an individual pays the same rate as one owned by a firm

  • Cars from Goa

    An outside car owes Karnataka tax after 30 days here. Once its registration moves to Udupi, the share runs from 93% when new to 25% after 15 years

  • Every band

    See the full table on our Karnataka RTO guide

RTO fees and charges in Udupi

RTO fees and charges in Udupi

Fees at the Udupi RTO are the national ones, so there is no saving in registering at Mangaluru instead. Vahan takes the payment, and for a new car the showroom pays while it applies for registration.

RTO fees for a private car and bike in Udupi

ServicePrivate carMotorcycle

Registering a new vehicle

₹600

₹300

Smart card RC

₹200 extra

₹200 extra

Hypothecation (loan) added

₹1,500

₹500

Hypothecation removed

No fee

No fee

Duplicate RC

₹300

₹150

Change of owner

₹300

₹150

Change of address

₹300

₹150

15-year renewal (up to 20)

₹5,000

₹1,000

Renewal past 20 years

₹10,000

₹2,000

Late renewal

₹500 a month

₹300 a month

Battery-operated vehicle

No RC fee

No RC fee

An Udupi example: A loan-financed new car registered at KA-20 pays ₹600 to register, ₹200 for its smart card RC and ₹1,500 to record the loan. That is ₹2,300 in RTO fees, with road tax and cess still to come.

At 15 years a car’s registration has to be renewed, for ₹5,000, and a car past 20 years pays ₹10,000. A late renewal costs ₹500 for every month on a car and ₹300 on a motorcycle.

Registering a new car in Udupi

Registering a new car in Udupi

The dealer applies with your Udupi district address, and the Manipal office gives the number

Buy a car in Udupi and the showroom handles the registration for you. It applies on Vahan with your Udupi district address, the KA-20 office approves it, and the number follows.

  1. 1

    Cover comes first

    Registration needs a valid policy, from the insurer of your choice

  2. 2

    Show your address

    The address proof should be in Udupi district, where the car will be kept

  3. 3

    Invoice shows the tax

    Karnataka road tax, cess and the RTO fee are listed on the invoice

  4. 4

    Approval at Manipal

    The KA-20 office approves the Vahan application and gives the car its number

  5. 5

    HSRP, then the RC

    The showroom fits the plates, and the RC is issued in your name

  • Kundapura buyers

    A Kundapura or Karkala address still leads to KA-20

  • One address

    Use the same Udupi district address for the RTO and the insurer

  • Scooters too

    A two-wheeler dealer registers a new bike or scooter the same way

Transferring car ownership in Udupi

Transferring car ownership in Udupi

Sell a KA-20 car to someone in Karnataka and the plate stays as it is. Form 29 is the seller’s notice, Form 30 the joint application, and the car fee of ₹300 is paid on Vahan.

If the buyer lives in another state, the Udupi RTO issues a No Objection Certificate (NOC) first. Either way, the policy goes to the buyer within 14 days.

Clearing a loan (hypothecation) from an Udupi RC

After the last instalment, the lender issues an NOC with Form 35. Submit them on Vahan and KA-20 removes the loan from the RC free of charge. Which papers the bank and the RTO want is explained on our Karnataka RTO guide.

Udupi RTO services online

Udupi RTO services online

Manipal is not a trip you need for every task. Vehicle work begins on the Vahan portal and licence work on the Sarathi portal, and since November 2021 Karnataka has run a list of RTO services that need no visit at all.

Duplicate RC and RC status check in Udupi

A duplicate RC for a KA-20 car is applied for on Form 26 through Vahan and costs ₹300. Check your RC status at any point on Kiwi Insurance.

Driving licence services in Udupi

For a learner’s licence, a test slot or a renewal, start on Sarathi. Our Karnataka RTO guide goes through each service.

Traffic fines and e-challan in Udupi

Traffic fines and e-challan in Udupi

An uninsured KA-20 car draws the national fine in section 196 of the Motor Vehicles Act, 1988, as amended in 2019, of ₹2,000 for a first offence and ₹4,000 for a repeat.

Common traffic fines in Udupi

OffenceSectionFine

Uninsured vehicle

196

₹2,000, repeat ₹4,000

Driving with no licence

181

₹5,000

Car over the speed limit

183

₹1,000 to ₹2,000

Pay what the challan says, as Karnataka can compound some offences. An Udupi challan can be paid on echallan.parivahan.gov.in or through the mParivahan app. Fines for other offences appear on our Karnataka RTO guide.

Moving your car to Udupi

Moving your car to Udupi

A car from outside Karnataka changes to KA-20 within 12 months; a KA car keeps its plate

Plenty of people move to Udupi and Manipal for work or study. A car already on a KA number only needs the new address on its RC. A car from another state becomes liable for Karnataka tax after it has stayed more than 30 days, and once it has been kept here for more than 12 months it has to be registered at KA-20.

A move to Udupi, from another state or from within Karnataka

What changesFrom another stateFrom within Karnataka

Registration number

Changes to KA-20

No change

NOC

Required

Not required

Road tax

Karnataka share by age, 93% to 25%

Nothing more to pay

RC

A new KA-20 RC

New address

Insurance

Updated number and address

Updated address

Re-registering a car from another state in Udupi

  1. 1

    NOC from home

    Ask the registering RTO in your old state for it on Form 28

  2. 2

    Apply to KA-20

    Hand in your Udupi district address proof within the first 12 months

  3. 3

    Karnataka tax

    Pay the share for the car’s age, lower for an older car

  4. 4

    New plates

    The car gets its KA-20 number and a fresh RC

If you are leaving Karnataka with a KA-20 car, follow the steps in reverse. Udupi issues the NOC on Form 28, the new state registers the car, and part of the unused Karnataka tax can be claimed back.

Worth knowing: After the move, inform your insurer of your Udupi address, and then of the KA-20 number once it is issued. Ask the Udupi RTO how to claim the refund.

BH series registration in Udupi

BH series registration in Udupi

Working in Udupi on a transferable job? A Bharat series (BH) plate has no state code, so moving to another state later needs no No Objection Certificate (NOC) or new number. Government, defence and public sector staff qualify, and so do private employees whose employer is in 4 or more states or union territories, on Form 60.

The format is YY BH #### XX, where YY is the year of first registration, the four digits are allotted at random, and XX represents the alphabetic series, which can be a single letter or two letters. It is black on a white plate, like any other private car. The BH tax is charged every 2 years, 8% for a car under ₹10 lakhs. The BH rules in full sit with our Karnataka RTO guide.

RTO forms and downloads

RTO forms and downloads

The 13 national forms the KA-20 office in Manipal works with

The Udupi RTO uses the national forms every office in India uses. Vahan and Sarathi take most of them online, and the PDF covers an office that still wants a paper form.

  • Form 2

    Form 2

    For an Udupi learner’s licence, a driving licence, its renewal or new details

    Download PDF
  • Form 4A

    Form 4A

    Requests an International Driving Permit for a holder of a licence from Udupi

    Download PDF
  • Form 20

    Form 20

    The new vehicle application that leads to a KA-20 number

    Download PDF
  • Form 21

    Form 21

    Sale certificate from the dealer who sold the car

    Download PDF
  • Form 22

    Form 22

    Confirms from the manufacturer that the model is fit for the road

    Download PDF
  • Form 25

    Form 25

    After 15 years, a private car’s KA-20 RC is renewed with this form

    Download PDF
  • Form 26

    Form 26

    For a fresh RC when the KA-20 original is lost, stolen or torn

    Download PDF
  • Form 28

    Form 28

    Asks the Udupi RTO for an NOC to take the car out of Karnataka

    Download PDF
  • Form 29

    Form 29

    Seller tells the RTO the KA-20 car has been sold

    Download PDF
  • Form 30

    Form 30

    Joint application of seller and buyer to change the owner on the RC

    Download PDF
  • Form 33

    Form 33

    For an owner who shifts house within Udupi district and needs the RC to match

    Download PDF
  • Form 34

    Form 34

    Adds the bank to the RC on a car bought with a loan

    Download PDF
  • Form 35

    Form 35

    Takes the lender off the RC when the loan is cleared

    Download PDF

Forms for a KA-20 car go to the Udupi RTO at Manipal. To find one not shown here, use the Parivahan Sewa website.

Car insurance in Udupi
Car insurance

Car insurance in Udupi

The Own Damage premium follows the zone of the office that registered the car, and KA-20 is in Zone B. The India Motor Tariff lists eight Zone A cities, with Bengaluru the only one in Karnataka, so Udupi cars are usually cheaper to cover for Own Damage. Third-Party prices do not depend on the zone.

  • Udupi is Zone B

    Udupi is Zone B

    Udupi is Zone B for Own Damage, which tends to mean a lower premium than for a car registered in Bengaluru

  • Third-Party is national

    Third-Party is national

    The Third-Party price depends on the engine size, not on Udupi or any other place

  • Same zone as Mangaluru

    Same zone as Mangaluru

    KA-19 is Zone B too, so a car moving between Mangaluru and Udupi stays in the same zone

  • A Bengaluru car

    A Bengaluru car

    One registered at a Bengaluru office stays on Zone A even after it comes to Udupi, as long as its number is unchanged

Where the Udupi RTO and your policy meet

  • Insured to register

    The Udupi RTO needs a valid policy before it registers a car

  • Selling a car

    The policy must move to the buyer within 14 days of the RC transfer

  • From another state

    Inform your insurer of the KA-20 number when the car is re-registered

Insurance for your car and bike
Vehicle insurance

Insurance for your car and bike

Third-Party cover is required by law before a KA-20 vehicle is registered or taken on the road Once the RC is in your name, you need a policy that matches it. Choose a Kiwi Insurance plan for the car or the bike from the links here.

  • Car insurance

    Explore plans

  • Bike insurance

    Explore plans

Udupi RTO FAQs

KA-20. It is the code of the Udupi RTO and covers Udupi district, so a car registered there has 20 after KA on its plate.

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Benefits apply as per the policy wording and the covers you choose. They are Kiwi Insurance product features, not RTO rules.

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Written by

Rahul Bhandare

Content Writer

Rahul writes Kiwi Insurance’s motor guides on RTO rules, cover types and claims, checked against current notifications.

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