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Sagar RTO (MP-15): Code, listed addresses and tax

Sagar district has one code, MP-15, at a full RTO. Directories list two addresses for it. See both, the codes next door, and the tax and fees

Written by

Aaron SchniderEditorial Associate

Reviewed by

Shweta NegiIRDAI-Certified Expert

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Sagar RTO at a glance

Sagar RTO at a glance

Sagar district has one code, MP-15, and its office is a full Regional Transport Office (RTO). Each of the five districts around it has a smaller office with its own code. Two directories list the Sagar office, on two different roads, so confirm the address first.

Sagar RTO key facts

Sagar RTODetails

RTO code

MP-15

Office type

RTO, for Sagar district

Addresses listed

Pathariya Road in one directory, Tilli Road in another

Office hours

No official source confirms the opening hours at MP-15, so check them with the Sagar office before making the trip

Codes on the borders

Damoh, Chhatarpur, Vidisha, Raisen, Tikamgarh

Car road tax

Madhya Pradesh lifetime tax; 8% reported for cars below ₹10 lakh

Insurance zone

Zone B

How to read a Sagar (MP-15) number plate

How to read a Sagar (MP-15) number plate

Sagar cars wear plates such as MP 15 AB 1234. MP is the state. 15 is the Sagar RTO. AB is the series. 1234 is the four-digit number for that car.

Number plate MP 15 AB 1234 labelled: MP is the state code for Madhya Pradesh, 15 is the Sagar RTO code, AB is the series and 1234 is the four-digit number

Worth knowing: Moving to Damoh or Bhopal? Your MP-15 stays. The plate code changes only if the car is re-registered outside Madhya Pradesh or its registration details are changed, and a change of district inside the state is neither.

HSRP number plates in Sagar

HSRP number plates in Sagar

Bought new in Sagar after 31 March 2019? Then the dealer fitted High Security Registration Plates (HSRP) on the car, which Rule 50 of the Central Motor Vehicles Rules, 1989 requires.

Worth knowing: Pre-2019 MP-15 cars? Their owners book the HSRP installation through the booking portal named on the Madhya Pradesh transport department website, which shows each car’s date. For plate features, see our Madhya Pradesh RTO guide.

Sagar RTO code list

Sagar RTO code list

One Sagar code and five from the surrounding districts

Sagar has no code but MP-15. Around it sit four District Transport Offices (DTOs), at Damoh, Vidisha, Raisen and Tikamgarh, and one Assistant RTO (ARTO), at Chhatarpur.

Sagar RTO code

RTO codeRTO officeArea coveredGuide

MP-15

Sagar, Regional Transport Office

Sagar district

See below

Codes people confuse with Sagar

RTO codeRTO officeArea coveredGuide

MP-34

Damoh, DTO

Damoh district

MP code list

MP-16

Chhatarpur, ARTO

Chhatarpur district

MP code list

MP-40

Vidisha, DTO

Vidisha district

MP code list

MP-38

Raisen, DTO

Raisen district

MP code list

MP-36

Tikamgarh, DTO

Tikamgarh district

MP code list

Sagar RTO office address and timings

Sagar RTO office address and timings

One office, two addresses in circulation

There is one registering office for Sagar district. Where it is depends on which directory you read. One says Pathariya Road, opposite Mayurbaag Resort. The other says the MPSRTC depot on Tilli Road. Neither address could be confirmed officially.

Sagar RTO office, MP-15

Do not go on a guess. Confirm the address with the office or the Madhya Pradesh transport department website. The Tilli Road listing gives the pincode 470002, and the Pathariya Road listing gives none.

Sagar RTO officeDetails

RTO code

MP-15

Office

Regional Transport Office, Sagar

Listing one

Pathariya Road, facing Mayurbaag Resort (one directory)

Listing two

Tilli Road, at the MPSRTC depot, 470002 (another directory)

Office hours

No official source confirms the opening hours at MP-15, so check them with the Sagar office before making the trip

  • Address first

    Two roads are listed. Check which one before you leave home

  • Use Vahan

    Most RC work can be applied for online, with no visit

  • Test slots

    Sarathi takes the booking. The test itself is at the office

  • Madhya Pradesh RTO codes

    MP offices, listed

  • Bhopal RTO

    MP-04 guide

  • Jabalpur RTO

    MP-20 guide

  • All India RTO codes

    All states

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Which areas come under Sagar RTO

Which areas come under Sagar RTO

All of Sagar district, and the five offices beyond it

Your RC address decides your office. A Sagar district address means MP-15. An address over the district line means that district’s own office, as the table shows.

Sagar RTO areas and the codes around them

If the car is kept inYour officeCode

Sagar district

Sagar RTO

MP-15

Damoh district

Damoh DTO

MP-34

Chhatarpur district

Chhatarpur ARTO

MP-16

Vidisha district

Vidisha DTO

MP-40

Raisen district

Raisen DTO

MP-38

Tikamgarh district

Tikamgarh DTO

MP-36

No official list of the areas MP-15 covers is available. Your RC address decides the office. Buying used? The two digits after MP name the first office. The finder at the top of this page decodes the rest.

RTOs near Sagar
Nearby RTOs

RTOs near Sagar

Five districts border Sagar. Each has its own office and its own code. None of them is a branch of the Sagar RTO.

  • Damoh DTO

    MP-34

  • Chhatarpur ARTO

    MP-16

  • Vidisha DTO

    MP-40

  • Raisen DTO

    MP-38

  • Tikamgarh DTO

    MP-36

  • Madhya Pradesh RTO codes

    Every MP district

Road tax in Sagar

Road tax in Sagar

One payment, at the state’s lifetime rate

Sagar uses the Madhya Pradesh lifetime tax. You pay it once, at registration, on the car’s standard price. The reported rates are 8% below ₹10 lakh, 10% from ₹10 lakh to ₹20 lakh and 14% above. Vahan shows the precise MP-15 amount, so look there before paying.

Lifetime tax worked out for a car registered in Sagar

Price bandReported rateCar priceTax

Below ₹10 lakh

8%

₹5 lakh

₹40,000

₹10 lakh to ₹20 lakh

10%

₹11 lakh

₹1,10,000

Above ₹20 lakh

14%

₹24 lakh

₹3,36,000

  • Standard price

    Standard price

    Ex-showroom with GST and cess, no discount deducted. If the invoice price is higher, that is used

  • Motorcycles

    Motorcycles

    Same bands. A ₹75,000 bike at MP-15 pays 8%, which is ₹6,000

  • EVs after March 2026

    EVs after March 2026

    No tax on an e-car up to ₹20 lakh if registered by 26 March 2026. For later registrations, Vahan has the amount

  • Scrap and save

    Scrap a BS-I or older vehicle at a centre in the state. The new one of the same class gets a one-time 50% cut in lifetime tax

  • Paid by the dealer

    The Sagar showroom adds it to the on-road price and pays on Vahan

  • Full table

    Concessions and the three MP bands sit together on our Madhya Pradesh RTO guide

RTO fees and charges in Sagar

RTO fees and charges in Sagar

Sagar charges national RTO fees. So does Damoh, so the amount is the same at either office. Payment is online, on Vahan, and a showroom pays for any new car it sells.

RTO fees for a private car and bike in Sagar

ServicePrivate carMotorcycle

Registration

₹600

₹300

Smart card RC

₹200 extra

₹200 extra

Loan added (hypothecation)

₹1,500

₹500

Loan removed

No fee

No fee

Duplicate RC

₹300

₹150

Ownership transfer

₹300

₹150

Address change

₹300

₹150

Renewal, year 15 to 20

₹5,000

₹1,000

Renewal, past year 20

₹10,000

₹2,000

Late renewal

₹500 a month

₹300 a month

Battery-operated vehicle

No RC fee

No RC fee

A Sagar example: New car, bank loan. MP-15 takes ₹600 for the registration, another ₹200 for a smart card and ₹1,500 for noting the loan. Total, ₹2,300. Road tax is extra.

A car turning 15 renews its MP-15 RC for ₹5,000. Late? Add ₹500 for every month for a car, and ₹300 for a motorcycle.

Registering a new car in Sagar

Registering a new car in Sagar

Five steps from showroom to MP-15 number

The dealer registers a new Sagar car for you. It applies on Vahan with your Sagar address. MP-15 approves. You collect the car with plates on.

  1. 1

    Policy

    First, insure the car. Vahan will not take the application without cover

  2. 2

    Address proof

    A Sagar district address. This puts the application with MP-15

  3. 3

    Tax and fee

    Added to your bill. The dealer pays them online

  4. 4

    Approval

    The Sagar RTO approves on Vahan. The MP-15 number is allotted

  5. 5

    Handover

    HSRP plates fitted, RC issued in your name

  • Damoh address?

    Then the car goes to MP-34, even if bought in Sagar

  • Policy details

    Give the insurer the RC address and number exactly

  • Two-wheelers

    Registered by the dealer, the same way

Transferring car ownership in Sagar

Transferring car ownership in Sagar

Sell an MP-15 car inside Madhya Pradesh and the number stays. The seller files Form 29. Both sign Form 30. The ₹300 car fee is paid on Vahan.

Buyer in another state? The Sagar RTO issues a No Objection Certificate (NOC) first. After the transfer, the buyer has 14 days to take the insurance into their name.

Clearing a loan (hypothecation) from a Sagar RC

Loan closed. Get the bank NOC and Form 35. Upload both on Vahan. MP-15 reissues the RC without the loan, free, against the papers our Madhya Pradesh RTO guide names.

Sagar RTO services online

Sagar RTO services online

With two addresses in circulation, online is the safer start. Vehicle work for MP-15 cars runs on the Vahan portal. Licence work runs on the Sarathi portal. Visits are mainly for tests.

Duplicate RC and RC status check in Sagar

Lost your Sagar RC? File Form 26 on Vahan. A car pays ₹300. Its progress appears once you check your RC status on Kiwi Insurance.

Driving licence services in Sagar

Learner’s licence, test slot, renewal: Sarathi handles all three, and our Madhya Pradesh RTO guide covers the details.

Traffic fines and e-challan in Sagar

Traffic fines and e-challan in Sagar

No insurance on a Sagar road means a ₹2,000 fine, then ₹4,000 for a second offence. That is section 196 of the Motor Vehicles Act, 1988, as amended in 2019, and nothing about it is special to Sagar.

Common traffic fines in Sagar

OffenceSectionFine

Uninsured driving

196

₹2,000; again ₹4,000

Driving unlicensed

181

₹5,000

Speeding car

183

₹1,000 to ₹2,000

The state compounds some offences. Pay the challan amount. Sagar challans go through echallan.parivahan.gov.in or mParivahan. The longer fines table lives on our Madhya Pradesh RTO guide.

Moving your car to Sagar

Moving your car to Sagar

After 12 months, a car from another state needs an MP-15 number

Car already on an MP number? Just update the RC address. Car from another state? Once it has been kept here for more than 12 months, it must be registered at MP-15. Madhya Pradesh then charges part of its lifetime tax, less for an older car.

Moving to Sagar from another state or from within Madhya Pradesh

What changesFrom another stateFrom within MP

Number

New MP-15

Unchanged

NOC

Yes, from the old RTO

No

Tax

93% to 16% by age

None

RC

New, from Sagar

Address only

Insurance

New number, new address

New address

Re-registering a car from another state in Sagar

  1. 1

    NOC

    Your old state’s RTO gives it after a Form 28 request

  2. 2

    Apply at MP-15

    NOC, RC, policy, PUC. Due once 12 months have passed

  3. 3

    Tax by age

    3 to 4 years old: 72% of the lifetime tax

  4. 4

    Plates

    MP-15 plates on. New Sagar RC issued

A Sagar example: ₹6 lakh standard price when new elsewhere, three and a half years old now. Tax is 8% of ₹6 lakh, times 72%, so ₹34,560. Vahan confirms it.

If you are leaving Madhya Pradesh, the same steps apply in reverse, beginning with a Form 28 NOC from the Sagar RTO and ending at an office in your new state. Inform your insurer of both changes.

BH series registration in Sagar

BH series registration in Sagar

Transferred between states often? A Bharat series (BH) number has no state code. Leave Madhya Pradesh later and there is no No Objection Certificate (NOC) and no re-registration. Who can apply? Government, defence and public sector staff, plus private staff whose employer runs offices in 4 or more states or union territories (Form 60).

The format is YY BH #### XX, where YY is the year of first registration, the four digits are allotted at random, and XX represents the alphabetic series, which can be a single letter or two letters. It is black on a white plate, like any other private car. BH tax under ₹10 lakhs: 8%, every two years. Our Madhya Pradesh RTO guide compares it with the state tax.

RTO forms and downloads

RTO forms and downloads

Thirteen forms, one line on each

These are national forms, used at MP-15 as at every RTO. Most go in through Vahan or Sarathi. Keep the PDF in case the office wants paper.

  • Form 2

    Form 2

    Sagar licences of every kind, learner’s or permanent, plus renewals and changes

    Download PDF
  • Form 4A

    Form 4A

    IDP application. Lets a Sagar licence holder drive in other countries

    Download PDF
  • Form 20

    Form 20

    New-vehicle registration. The dealer files it with MP-15

    Download PDF
  • Form 21

    Form 21

    Sale certificate. Comes from the Sagar dealer

    Download PDF
  • Form 22

    Form 22

    Road-worthiness proof. Comes from the maker

    Download PDF
  • Form 26

    Form 26

    Duplicate RC. Use it when the Sagar original goes missing or gets spoilt

    Download PDF
  • Form 28

    Form 28

    NOC application. Needed before an MP-15 car is re-registered in another state

    Download PDF
  • Form 29

    Form 29

    The seller writes to MP-15 here to say the car has gone

    Download PDF
  • Form 30

    Form 30

    Transfer application. Signed by seller and buyer

    Download PDF

File with the Sagar RTO shown on your RC, and look up rarer forms on the Parivahan Sewa website.

Car insurance in Sagar
Car insurance

Car insurance in Sagar

The registering office’s zone sets the Own Damage premium. MP-15 is Zone B. The India Motor Tariff gives Zone A to eight big cities, none in Madhya Pradesh, so Own Damage cover for a Sagar car usually costs less. Third-Party prices are national.

  • Sagar is Zone B

    Sagar is Zone B

    Sagar: Zone B, so its Own Damage rates usually undercut Zone A cities like Chennai, Hyderabad or Kolkata

  • Third-Party

    Third-Party

    Same national price for an MP-15 car as for any other, by engine size

  • Zone follows the plate

    Zone follows the plate

    A car on a Zone A city number stays Zone A until it gets an MP-15 number

  • Neighbours

    Neighbours

    Damoh, Chhatarpur and the other codes around Sagar are Zone B too

Where the Sagar RTO and your policy meet

  • No cover, no RC

    MP-15 registers a car only with a valid policy

  • Sold the car

    Whoever buys a Sagar car must hold its policy in their own name within 14 days of the RC transfer

  • New MP-15 number

    Inform your insurer as soon as it is issued

Insurance for your car and bike
Vehicle insurance

Insurance for your car and bike

Third-Party cover first. Then the MP-15 registration, then the road Sagar RTO work done? Next, a policy that matches your RC, from the Kiwi Insurance range below.

  • Car insurance

    Explore plans

  • Bike insurance

    Explore plans

Sagar RTO FAQs

MP-15. It is the Regional Transport Office for Sagar district.

Why Kiwi

Why choose Kiwi Insurance for your car insurance

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Benefits apply as per the policy wording and the covers you choose. They are Kiwi Insurance product features, not RTO rules.

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Written by

Aaron Schnider

Editorial Associate, Kiwi Insurance

Aaron writes Kiwi Insurance’s motor guides on RTO rules, cover types and claims, checked against current notifications.

Reviewed by

Shweta Negi

IRDAI-Certified Expert

Shweta reviews every motor page for accuracy against the Motor Vehicles Act and current transport notifications.

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