Kiwi Insurance

Madhya Pradesh: RTO code list and details

52 offices register vehicles in Madhya Pradesh, from MP-04 Bhopal to MP-71 Niwari. Find your MP code, your RTO office by city and the lifetime tax on a new car

Afsal Ansari

Written by

Afsal AnsariContent Writer

Find your RTO

Enter a registration number or RTO code

  • Every MP RTO code

  • Office and district

  • Free, no login needed

Madhya Pradesh RTO at a glance

Madhya Pradesh RTO at a glance

Madhya Pradesh RTOs are run by the state Transport Department, with the Transport Commissioner in Gwalior. The MP code is on every vehicle registered in the state, and the two digits after it are the number of the Regional Transport Office (RTO) that registered it, across 52 offices.

Madhya Pradesh RTO in brief

Madhya Pradesh RTODetails

State code

MP

RTO codes

MP-04 to MP-71, with 52 offices that have their own code

Bhopal and Indore

MP-04 for Bhopal and MP-09 for Indore, both full RTOs

Office types

9 RTOs, 9 Additional Regional Transport Offices (ARTO) and 34 District Transport Offices (DTO)

Run by

Transport Department, Government of Madhya Pradesh, with the Transport Commissioner in Gwalior

Online services

Vahan for vehicle work and Sarathi for licences, both reached through Parivahan Sewa

Office hours

Each MP office keeps its own hours, so confirm them with the office or book a slot online first

Road tax on cars

Lifetime tax, paid once at first registration, reported as 8% to 14% of the standard price

Insurance zone

Zone B, for every MP office from Bhopal to Niwari

How to read a Madhya Pradesh (MP) number plate

How to read a Madhya Pradesh (MP) number plate

Four parts make up an MP number plate. MP 04 AB 1234 reads as MP for Madhya Pradesh, 04 for the Bhopal RTO, AB for the letter series and 1234 for the four-digit number.

Number plate MP 04 AB 1234 labelled: MP is the state code for Madhya Pradesh, 04 is the Bhopal RTO code, AB is the series and 1234 is the four-digit number

MP-04 on a car shows that the Bhopal office registered it. The MP-04 code does not change when the owner moves to Indore or any other part of Madhya Pradesh. Only a fresh registration in another state, or a change to its registration details, gives the car a different code.

Worth knowing: Bhopal, Indore, Jabalpur and Gwalior each have a full RTO, so cars from the four largest cities show four different codes: MP-04, MP-09, MP-20 and MP-07.

HSRP number plates in Madhya Pradesh
Plate rules

HSRP number plates in Madhya Pradesh

Rule 50 of the Central Motor Vehicles Rules, 1989 makes a High Security Registration Plate (HSRP) compulsory on every MP vehicle, whether it was registered at MP-04 Bhopal or at MP-71 Niwari. Cars sold since 1 April 2019 left the dealer with the plate already fitted.

  • Notified in 2018

    G.S.R. 1162(E) of 4 December 2018 and S.O. 6052 of 6 December 2018, both issued by the Ministry of Road Transport and Highways

  • New vehicles

    1 April 2019 is the cut-off date. From then on, the manufacturer and dealer fit the plates before delivery

  • Older MP vehicles

    Vehicles registered before 1 April 2019 need the plate installed by the date Madhya Pradesh fixes

  • On the plate

    A chromium-based hologram and a laser-etched number unique to each plate, held on by snap locks that cannot be taken off or reused

  • Colour sticker

    Light blue for petrol and compressed natural gas (CNG) cars, orange for diesel cars. The sticker on the windscreen is the third registration mark

Worth knowing: A High Security Registration Plate (HSRP) installation for an MP vehicle is booked through the portal named on the Madhya Pradesh transport department website, and that website also gives the date for your vehicle.

Madhya Pradesh RTO code list: MP-04 to MP-71

Madhya Pradesh RTO code list: MP-04 to MP-71

Every MP code with its office, in code order

52 offices in Madhya Pradesh have their own code, from MP-04 Bhopal to MP-71 Niwari. Codes in that range that are not on the Vahan office list, such as MP-23 to MP-27, are not shown.

Offices are Regional Transport Offices (RTO), Additional Regional Transport Offices (ARTO) or District Transport Offices (DTO). The office for a car is decided by the address on its Registration Certificate (RC).

RTO codes MP-04 to MP-35

RTO codeOfficeOffice type

MP-04

Bhopal

RTO

MP-05

Narmadapuram (Hoshangabad)

DTO

MP-06

Morena

DTO

MP-07

Gwalior

RTO

MP-08

Guna

DTO

MP-09

Indore

RTO

MP-10

Khargone

ARTO

MP-11

Dhar

ARTO

MP-12

Khandwa

ARTO

MP-13

Ujjain

RTO

MP-14

Mandsaur

ARTO

MP-15

Sagar

RTO

MP-16

Chhatarpur

ARTO

MP-17

Rewa

RTO

MP-18

Shahdol

RTO

MP-19

Satna

ARTO

MP-20

Jabalpur

RTO

MP-21

Katni

ARTO

MP-22

Seoni

ARTO

MP-28

Chhindwara

ARTO

MP-30

Bhind

DTO

MP-31

Sheopur

DTO

MP-32

Datia

DTO

MP-33

Shivpuri

DTO

MP-34

Damoh

DTO

MP-35

Panna

DTO

RTO codes MP-36 to MP-71

RTO codeOfficeOffice type

MP-36

Tikamgarh

DTO

MP-37

Sehore

DTO

MP-38

Raisen

DTO

MP-39

Rajgarh

DTO

MP-40

Vidisha

DTO

MP-41

Dewas

DTO

MP-42

Shajapur

DTO

MP-43

Ratlam

DTO

MP-44

Neemuch

DTO

MP-45

Jhabua

DTO

MP-46

Barwani

DTO

MP-47

Harda

DTO

MP-48

Betul

DTO

MP-49

Narsinghpur

DTO

MP-50

Balaghat

DTO

MP-51

Mandla

DTO

MP-52

Dindori

DTO

MP-53

Sidhi

DTO

MP-54

Umaria

DTO

MP-65

Anuppur

DTO

MP-66

Singrauli

DTO

MP-67

Ashoknagar

DTO

MP-68

Burhanpur

DTO

MP-69

Alirajpur

DTO

MP-70

Agar Malwa

RTO

MP-71

Niwari

DTO

Bhopal and Indore RTO offices in Madhya Pradesh

Bhopal and Indore RTO offices in Madhya Pradesh

MP-04 is the Bhopal RTO and MP-09 is the Indore RTO, and both are full Regional Transport Offices. Each one registers vehicles for its own district, while the districts around the two cities have offices and codes of their own.

Bhopal RTO (MP-04)

MP-04 covers vehicles whose Registration Certificate (RC) has a Bhopal district address. Sehore (MP-37), Raisen (MP-38) and Vidisha (MP-40) are District Transport Offices with separate codes, and the address on the RC, not the showroom, decides which of them registers a car.

Indore RTO (MP-09)

MP-09 is the code for Indore. Dewas (MP-41) and Dhar (MP-11) are separate offices with their own codes, and Ujjain, also a full RTO, uses MP-13.

RTO codes in and around Bhopal and Indore

OfficeRTO codeOffice type

Bhopal

MP-04

RTO

Sehore

MP-37

DTO

Raisen

MP-38

DTO

Vidisha

MP-40

DTO

Indore

MP-09

RTO

Dewas

MP-41

DTO

Dhar

MP-11

ARTO

Ujjain

MP-13

RTO

RTO offices by city and town in Madhya Pradesh

RTO offices by city and town in Madhya Pradesh

The address on your Registration Certificate (RC) decides your office: An RC with a Jabalpur address belongs to MP-20, and one with a Gwalior address to MP-07. The two tables below give the main cities and district towns with their codes.

RTO codes for the main cities in Madhya Pradesh

CityRTO codeOffice type

Bhopal

MP-04

RTO

Indore

MP-09

RTO

Jabalpur

MP-20

RTO

Gwalior

MP-07

RTO

Ujjain

MP-13

RTO

Sagar

MP-15

RTO

Rewa

MP-17

RTO

Satna

MP-19

ARTO

Ratlam

MP-43

DTO

Dewas

MP-41

DTO

RTO codes for district towns in Madhya Pradesh

TownRTO codeOffice type

Chhindwara

MP-28

ARTO

Katni

MP-21

ARTO

Khandwa

MP-12

ARTO

Khargone

MP-10

ARTO

Mandsaur

MP-14

ARTO

Chhatarpur

MP-16

ARTO

Shahdol

MP-18

RTO

Shivpuri

MP-33

DTO

Morena

MP-06

DTO

Singrauli

MP-66

DTO

Districts that are not in these two tables, such as Betul (MP-48) or Balaghat (MP-50), are in the full code list above. The RTO finder at the top of the page also accepts a full MP number.

Prices starting at ₹2,094

Get car insurance quote in just 2 minutes

  • IRDAI licensed insurer

  • Cashless partner garages

  • Dedicated Claims Specialist

More Madhya Pradesh RTOs by town

More Madhya Pradesh RTOs by town

Offices that are often looked up by town name or by an older name

9 of the 52 offices are full RTOs, 9 are Additional Regional Transport Offices and 34 are District Transport Offices. Each one handles registration, driving licences and road tax for its own district.

Jabalpur RTO (MP-20)

MP-20 is the Jabalpur RTO, one of the 9 full RTOs in the state. Katni (MP-21) and Narsinghpur (MP-49) register vehicles under their own codes.

Gwalior RTO (MP-07)

MP-07 is the Gwalior RTO. Gwalior is also the seat of the Transport Commissioner of Madhya Pradesh, while Morena (MP-06), Bhind (MP-30) and Datia (MP-32) have District Transport Offices.

Ujjain RTO (MP-13)

MP-13 is the Ujjain RTO. Shajapur (MP-42) and Agar Malwa (MP-70) have separate codes, and Agar Malwa is also listed as a full RTO.

Sagar RTO (MP-15)

MP-15 is the Sagar RTO, the full RTO for that district. Damoh (MP-34) and Chhatarpur (MP-16) have offices of their own.

Narmadapuram RTO (MP-05)

MP-05 is the Narmadapuram office, listed on Vahan as Narmadapuram (Hoshangabad), and it is a District Transport Office.

RTO codes in states near Madhya Pradesh
Nearby states

RTO codes in states near Madhya Pradesh

5 states border Madhya Pradesh: Gujarat, Rajasthan, Uttar Pradesh, Chhattisgarh and Maharashtra. Each guide below has that state’s codes and offices, which helps with a used car that carries a GJ, RJ, UP, CG or MH number.

  • Gujarat RTO codes

    GJ codes and offices

  • Rajasthan RTO codes

    RJ codes and offices

  • Uttar Pradesh RTO codes

    UP codes and offices

  • Chhattisgarh RTO codes

    CG codes and offices

  • Maharashtra RTO codes

    MH codes and offices

Road tax in Madhya Pradesh

Road tax in Madhya Pradesh

Lifetime tax on the standard price, paid at the first MP registration

Lifetime tax in Madhya Pradesh is a single payment at a vehicle’s first registration in the state, worked out on its standard price. For a car or a two-wheeler the rate is reported as 8% below ₹10 lakhs, 10% from ₹10 lakhs to ₹20 lakhs and 14% above, and Vahan shows the exact amount.

Lifetime tax rates in Madhya Pradesh for cars and two-wheelers

Standard price of the vehicleReported lifetime tax

Below ₹10 lakhs

8% of the standard price

₹10 lakhs to ₹20 lakhs

10% of the standard price

Above ₹20 lakhs

14% of the standard price

Worked example: On the lowest reported rate, an ₹8 lakhs car with a standard price below ₹10 lakhs pays 8%, which is ₹64,000, and a ₹1 lakh motorcycle pays ₹8,000. The standard price is the ex-showroom price with GST and cess, before any discount, or the invoice price if that is higher.

A few other things to know about lifetime tax in Madhya Pradesh

  • Electric cars

    Electric cars costing up to ₹20 lakhs and registered by 26 March 2026 paid no motor vehicle tax. Vahan shows the position for a car registered after that date

  • Scrapped vehicle discount

    A new vehicle bought against a Certificate of Deposit for a vehicle scrapped in the state gets a one-time 50% discount on lifetime tax

  • Cars from other states

    A car brought in on a No Objection Certificate pays a share of the full lifetime tax that shrinks with age, from 93% in its first year to 16% after 11 years

  • Transport vehicles

    Taxis, buses and goods vehicles are taxed under separate schedules of the Act

  • Paid on Vahan

    Vahan collects the lifetime tax with the registration fee, and on a new car the dealer normally pays both as part of the price

Vahan shows the exact lifetime tax for your car before you pay, and that is the amount that applies.

RTO fees and charges in Madhya Pradesh

RTO fees and charges in Madhya Pradesh

₹600 is the RTO fee to register a new private car in Madhya Pradesh, and ₹300 for a motorcycle, under Rule 81 of the Central Motor Vehicles Rules, 1989. These national fees are the same at all 52 MP offices.

RTO fees for a private car and bike in Madhya Pradesh

ServiceCarMotorcycle

New registration

₹600

₹300

Duplicate Registration Certificate (RC)

₹300

₹150

Ownership transfer

₹300

₹150

Smart card RC

₹200 extra

₹200 extra

Renewal after 15 years

₹5,000

₹1,000

Renewal after 20 years

₹10,000

₹2,000

Late renewal

₹500 a month

₹300 a month

A battery-operated vehicle pays nothing to have its RC issued or renewed.

Not included: Lifetime tax, the HSRP and any Madhya Pradesh service charge are paid on top of these RTO fees.

Registering a new car in Madhya Pradesh

Registering a new car in Madhya Pradesh

For most new private cars in Madhya Pradesh, the dealer files the registration on the Vahan portal and the car does not go to the RTO. Lifetime tax and the ₹600 registration fee are part of the price you pay the dealer, and the Registration Certificate (RC) follows once the RTO approves the application.

  1. 1

    Buy the insurance

    The RTO registers a car only with a valid Third-Party policy, and many owners take comprehensive cover

  2. 2

    Dealer files on Vahan

    Your address proof and PAN card or Form 60 go on Vahan with Form 20, Form 21 and Form 22

  3. 3

    Lifetime tax is charged

    Lifetime tax on the car’s cost and the ₹600 fee are paid together

  4. 4

    MP number allotted

    The RTO approves the file and allots the MP number, and the HSRP is fitted

  5. 5

    RC reaches you

    The smart card RC is posted to the address given in the application

Important to know: A policy from any insurer is accepted for registration, not only the dealer’s choice, so quotes can be compared before delivery.

Transferring car ownership in Madhya Pradesh

Transferring car ownership in Madhya Pradesh

Form 29 from the seller, Form 30 from seller and buyer together and a ₹300 fee move a used MP car into the buyer’s name. The application goes on Vahan or to the office whose code is on the RC, such as MP-09 Indore.

  1. 1

    Form 29 from the seller

    With Form 29, the seller informs the MP office that the car has been sold

  2. 2

    Form 30, signed by both

    Buyer and seller sign Form 30, the request to issue the RC in the buyer’s name

  3. 3

    Documents to attach

    Four papers go with it: The RC, the policy, a Pollution Under Control (PUC) certificate and the buyer’s address proof

  4. 4

    ₹300 fee and submission

    ₹300 is the car fee, paid when the file goes to Vahan or to the MP office on the RC

  5. 5

    Insurance within 14 days

    14 days is the limit for the buyer to move the policy over

Removing a loan (hypothecation) from the RC in Madhya Pradesh

After the final instalment, the lender gives a No Objection Certificate (NOC) and Form 35. Both go to the RTO through Vahan, and an updated RC without the lender’s name follows. Form 34 is the form that records a loan on the RC in the first place.

Madhya Pradesh RTO services online

Madhya Pradesh RTO services online

The Vahan portal handles vehicle work for Madhya Pradesh, such as road tax, ownership transfer and RC changes, and the Sarathi portal handles driving licences. An RTO visit is needed only for steps such as the driving test.

  • Learner’s licence

    Sarathi takes the learner’s licence application, the documents and the fee online

  • Driving test slot

    The test for a permanent licence is booked as a slot at your MP office

  • Road tax and fees

    Lifetime tax and RTO fees for an MP vehicle are paid on Vahan

  • Ownership and address changes

    A transfer, a new RC address and a duplicate RC all begin as Vahan applications

  • Vehicle details

    An MP number entered on Parivahan Sewa or mParivahan shows the RTO, the insurance and the Pollution Under Control (PUC) status

Duplicate RC and RC status check in Madhya Pradesh

₹300 and Form 26 get a car owner a duplicate RC after the original is lost, stolen or damaged. Parivahan Sewa and mParivahan show the current record for any MP number, and you can also check your RC status on Kiwi Insurance.

Driving licence services in Madhya Pradesh

Sarathi covers the learner’s licence, the driving test booking, licence renewal and the International Driving Permit for Madhya Pradesh residents. The test itself is taken at your RTO.

Traffic fines and e-challan in Madhya Pradesh

Traffic fines and e-challan in Madhya Pradesh

₹2,000 is the fine for a first offence of driving an uninsured car in Madhya Pradesh, and ₹4,000 for each one after that, under section 196 of the Motor Vehicles Act, 1988, as amended in 2019. A current policy is the simple way to avoid it.

Common traffic fines in Madhya Pradesh

OffenceSectionFirst offenceRepeat offence

Driving without insurance

196

₹2,000

₹4,000

Driving without a licence

181

₹5,000

Not listed separately

Overspeeding in a car

183

₹1,000 to ₹2,000

Not listed separately

Drunk driving

185

Up to ₹10,000

Up to ₹15,000

Dangerous driving

184

₹1,000 to ₹5,000

Up to ₹10,000

General offence

177

₹500

₹1,500

These are the national amounts from the 2019 amendment. Some offences can be compounded in Madhya Pradesh at amounts the state fixes, so the amount on the challan is the one to pay.

Checking an e-challan: Pending challans on an MP number can be checked and paid on the Parivahan e-challan portal, echallan.parivahan.gov.in, or in mParivahan.

Moving your car to Madhya Pradesh
Moving states

Moving your car to Madhya Pradesh

12 months is the limit for a car from another state. A car that stays in Madhya Pradesh longer than that needs an MP registration, with lifetime tax paid at that point, and the old state can be asked for a refund of unused tax.

  1. 1

    No Objection Certificate first

    Form 28 to your old RTO asks for the No Objection Certificate (NOC)

  2. 2

    Apply at the MP office

    The NOC, RC, policy and a PUC certificate go to the MP office that covers your new address

  3. 3

    Pay lifetime tax

    The RTO charges a share of the full lifetime tax, from 93% for a car under a year old to 16% after 11 years

  4. 4

    Fit the MP plates

    New plates with your MP number are fitted after the RTO allots it

  5. 5

    Inform your insurer

    Inform your insurer of the new MP number and address so the policy matches the RC

If you are leaving Madhya Pradesh, the steps are the same in the other direction. Your MP office issues the NOC before you go, and once the car is registered in the new state, you can claim back the unused lifetime tax.

BH series registration in Madhya Pradesh
Bharat series

BH series registration in Madhya Pradesh

A Bharat series (BH) number plate is a registration that is valid in every state, so it carries no MP or other state code. An owner who leaves Madhya Pradesh keeps the same number, with no No Objection Certificate (NOC) to apply for. It is meant for people whose work takes them from state to state. G.S.R. 594(E) of 26 August 2021 from the Ministry of Road Transport and Highways (MoRTH) created the series, and it took effect on 15 September 2021.

  • Plate format

    The format is YY BH #### XX, where YY is the year of first registration, the four digits are allotted at random, and XX represents the alphabetic series, which can be a single letter or two letters. It is black on a white plate, like any other private car

  • Who can apply

    Central and state government staff, defence personnel and public sector employees can register an MP car in the BH series

  • Private employers

    A private employer with offices in at least 4 states or union territories makes its staff eligible, and the employee files the employer’s Form 60

  • December 2022 change

    Ownership transfer and the conversion of an existing registration to BH became possible with G.S.R. 879(E) of 14 December 2022

  • Leaving the state

    A BH car that leaves Madhya Pradesh needs no No Objection Certificate (NOC), no re-registration and no tax refund claim

BH series tax rates in Madhya Pradesh

Car priceBH series tax

Below ₹10 lakhs

8%

₹10 lakhs to ₹20 lakhs

10%

Above ₹20 lakhs

12%

Diesel adds 2% and electric takes off 2%, and the BH tax is paid for 2 years at a time. Madhya Pradesh’s own lifetime tax is paid once, at a rate reported as 8% to 14% of the standard price, so compare both amounts on Vahan before you choose.

RTO forms and downloads

RTO forms and downloads

13 national forms used at MP offices, each linked to its official PDF

Madhya Pradesh uses the national RTO forms of the Central Motor Vehicles Rules, 1989, and the 13 below are the ones most car and bike owners need. Most are filled in online on Vahan or Sarathi. Download the PDF only if your MP office still needs the form on paper.

  • Form 2

    Form 2

    Form 2 is the application for a learner’s or driving licence, its renewal or a change of details

    Download PDF
  • Form 4A

    Form 4A

    An International Driving Permit for an MP licence holder going abroad starts with Form 4A

    Download PDF
  • Form 20

    Form 20

    Form 20 registers a new vehicle and gets it an MP number

    Download PDF
  • Form 21

    Form 21

    The dealer’s sale certificate, which proves the car was sold to you

    Download PDF
  • Form 22

    Form 22

    Form 22 is the manufacturer’s roadworthiness certificate for safety and emissions

    Download PDF
  • Form 25

    Form 25

    Form 25 renews the RC of a private car after its first 15 years

    Download PDF
  • Form 26

    Form 26

    A lost, stolen or damaged RC is replaced with Form 26

    Download PDF
  • Form 28

    Form 28

    Form 28 asks for the No Objection Certificate (NOC) needed before registering in another state

    Download PDF
  • Form 29

    Form 29

    Form 29 lets the seller report the sale of the car to the MP office

    Download PDF
  • Form 30

    Form 30

    Both parties sign Form 30 so the MP office can issue the RC to the buyer

    Download PDF
  • Form 33

    Form 33

    A move inside Madhya Pradesh means a new address on the RC, recorded with Form 33

    Download PDF
  • Form 34

    Form 34

    A car loan or lease is noted on the RC with Form 34

    Download PDF
  • Form 35

    Form 35

    Form 35 takes the lender off the RC once the loan is repaid

    Download PDF

Form 29 and Form 30 are used together when a used MP car is sold, and the ownership transfer steps give the order.

Before you submit: Forms go to the office whose code is on your RC, for example MP-04 Bhopal or MP-09 Indore. Address proof or a Pollution Under Control (PUC) certificate may be needed too, and the Parivahan Sewa website lists the documents for each service. Any form not shown here is on the complete form list on the Parivahan Sewa website.

Car insurance in Madhya Pradesh
Car insurance

Car insurance in Madhya Pradesh

The RTO that registers a car decides its insurance zone, and every MP office, from Bhopal to Niwari, is in Zone B for Own Damage pricing. The Third-Party part of the premium is a national price that does not depend on the zone.

  • Zone B pricing

    Zone B pricing

    Madhya Pradesh is in Zone B for Own Damage insurance, which keeps that part of the premium lower than in Zone A cities such as Mumbai

  • Bhopal and Indore too

    Bhopal and Indore too

    The two largest cities are in Zone B as well, so an MP-04 or MP-09 car is priced in the same zone as the rest of the state

  • Same Third-Party premium

    Same Third-Party premium

    The Third-Party premium is set nationally, so an MP-04 car and an MP-71 car pay the same notified rate

  • Buying a used MP car

    Buying a used MP car

    Two applications are needed, one at the MP office for the RC and one with the insurer for the policy

  • Moving within Madhya Pradesh

    Moving within Madhya Pradesh

    Update the RC address with Form 33, then inform your insurer, and the MP code stays as it is

How the Madhya Pradesh RTO and your insurance connect

  • Before registration

    No MP number is allotted until a valid policy covers the car

  • After a sale

    The buyer has 14 days from the transfer to move the policy, so the RC and the policy can be updated together

  • After a move

    Once the car is re-registered with a new number, inform your insurer of it so the policy document is updated

Insurance for your car and bike
Vehicle insurance

Insurance for your car and bike

Third-Party insurance is a legal requirement before any vehicle in India is registered or driven, and the MP office checks it with the other papers After the RTO work is finished, the policy should be in the same name as the MP registration. Kiwi Insurance covers both cars and bikes, linked below.

  • Car insurance

    Explore plans

  • Bike insurance

    Explore plans

Madhya Pradesh RTO FAQs

RTOs in Madhya Pradesh work under the state Transport Department, headed by the Transport Commissioner in Gwalior. Vehicle and licence services run on the national Vahan and Sarathi portals.

Why Kiwi

Why choose Kiwi Insurance for your car insurance

Car insurance built around the day you need to make a claim, with benefits you only get with Kiwi Insurance

  • Kiwi Claims Specialist

    Kiwi Claims Specialist

    One person handles your claim from start to finish, assigned once the claim is registered

  • Kiwi Super NCB

    Kiwi Super NCB

    Builds your No Claim Bonus (NCB) up to a 90% discount and goes down only one slab after a claim, not to zero

  • Cashless partner garages

    Cashless partner garages

    Repair your car at a cashless partner garage, and the insurer settles the approved claim amount with the garage directly

  • Kiwi PayFirst

    Kiwi PayFirst

    The approved claim amount reaches you before you pay the garage, so you can choose the garage you trust

  • Kiwi InstaCash

    Kiwi InstaCash

    Daily cash reaches your account while your car is in the garage for more than 3 days, for up to 15 days in a policy year

  • Kiwi Flexi Repair

    Kiwi Flexi Repair

    Delay fixing small damages and have them repaired together in one claim

Free covers

Get Comprehensive car insurance for your car

  • Kiwi Insurance Super NCB

  • Kiwi Flexi Repair

  • Kiwi InstaCash

  • Personal
    PersonalClaims Specialist
  • Leadership
    LeadershipRun by insurance experts
  • Paperless
    PaperlessBuy and claim online
  • AI-first
    AI-firstBuilt with new-age tech

Written by

Afsal Ansari

Content Writer

Afsal writes Kiwi’s guides and blog posts and reviews each one for accuracy, clarity and compliance with current rules before publication.

RTO codes in other states
  • All India RTO codes
    Every state and code
  • Telangana RTO
    TG codes
  • Jharkhand RTO
    JH codes
  • Bihar RTO
    BR codes
  • Delhi RTO
    DL codes
Explore car insurance
  • New car insurance
    Cover it before delivery
  • Car insurance renewal
    Renew online in minutes
  • Third-Party car insurance
    This is mandatory by law
  • Comprehensive car insurance
    Protection for your own car
  • Optional covers
    Build up your protection
Kiwi app

All your policy and vehicle needs in one place

As a policyholder, you can recharge FASTag, pay traffic fines, and check your car’s PUC expiry

  • QR

  • App Store

  • Google Play

Insure your car in 2 minutes

Car insurance that will not waste your time

  • IRDAI licensed insurer

  • Cashless partner garages

  • Dedicated Claims Specialist