Kiwi Insurance
Industry-first

Introducing

Super NCB

Climb high, fall soft.

Using your insurance feels like a punishment? 
Not anymore.

Get up to 90% discount with Super NCB

  • Earn as high as 90% Super NCB discount

  • Up to 40% more savings than the standard NCB

  • Fall just one step and not straight to 0%

*The discount applies to the Own Damage premium, never the total premium. Not applicable on transfer of car ownership.
SUPER NCB

One benefit. Two ladders

Get up to 90% discount for staying claim-free - that's 40% more savings compared to standard NCB

  • Get up to 90% discount

  • Go only one step down if you claim

  • Inbuilt, no extra premium

In the news

All the times Super NCB made the headlines

A look at how the Indian press covered Super NCB

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Kiwi Insurance Enters India’s Motor Market with AI-First Stack

Backed by WestBridge Capital, Kiwi General Insurance has officially launched in India’s motor insurance sector. Founded by industry veterans Neelesh Garg and Saurav Jaiswal, the insurer aims to capture market share through a proprietary tech stack that prioritizes claim-experience innovation over traditional acquisition models. Key product differentiators, such as flexible repair banking and modified No-Claim Bonus structures, signal a direct challenge to legacy incumbents burdened by manual processes

SUPER NCB FAQs

Have questions?
Find answers here

Super NCB is the No Claim Bonus, rebuilt. Every year you do not claim, your discount climbs a level: 0, 30, 40, 60, 70, 80 and up to 90 per cent. And if you do claim, you step down one level rather than falling back to zero. It is inbuilt in your Kiwi Car Insurance policy.

“Your peace. Our policy”