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Find your Mumbai RTO office: MH-01, MH-02, MH-03 or MH-47

Tardeo, Andheri, Wadala, Worli and Dahisar: The official address and pincode of every Mumbai RTO office, and the areas on each one’s list

Written by

Aaron SchniderEditorial Associate

Reviewed by

Shweta NegiIRDAI-Certified Expert

Find your RTO

Enter a registration number or RTO code

  • Every Mumbai RTO code

  • Office and district

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Mumbai RTO at a glance
Quick facts

Mumbai RTO at a glance

Mumbai does not have one RTO code. Four offices register vehicles across the city, and the address on your papers decides which one you deal with, not the place where you bought the car.

Mumbai RTODetails

Codes in the city

Tardeo holds MH-01, Andheri MH-02, Wadala MH-03 and the Borivali office in Dahisar West MH-47

Offices

Five office listings for four codes, as MH-03 also has a Mumbai (East)-2 office at Worli for private vehicles only, not taxis or goods vehicles

Also known as

Borivali RTO is MH-47 in Dahisar West, and Mumbai Central RTO is the Mumbai (Central) office, MH-01, at Tardeo

Nearby, not Mumbai city

Go to Thane (MH-04), Navi Mumbai (MH-43), Panvel (MH-46), Kalyan (MH-05) or Vasai-Virar (MH-48) for an address in those towns, as each has its own office

Run by

Motor Vehicles Department, Maharashtra, under the Transport Commissioner

Online services

Use Parivahan Sewa to reach Vahan for vehicle work and Sarathi for licences

Office hours

Mumbai RTO opening hours, at all five offices, could not be confirmed from an official source, so it is wise to check with your office before you go

Insurance zone

Zone A for Own Damage, set by the registering RTO, so a car registered at any Mumbai office pays a higher rate than in most of Maharashtra

How to read a Mumbai (MH) number plate

How to read a Mumbai (MH) number plate

Read a Mumbai plate like MH 02 AB 1234 from left to right, in four parts. MH stands for Maharashtra, 02 is the code of the Andheri office that serves the western suburbs, AB is the letter series and 1234 is the four-digit number.

Number plate MH 02 AB 1234 labelled: MH is the state code for Maharashtra, 02 is the Andheri, Mumbai RTO code, AB is the series and 1234 is the four-digit number

Worth knowing: An Andheri car sold to a buyer in Colaba still has MH-02, as the code shows the office of first registration, not the owner’s present address. The MH-02 code does not change when you move anywhere in Maharashtra. You get a different code only if the car is re-registered in another state or its registration details are changed.

HSRP number plates in Mumbai

HSRP number plates in Mumbai

A Mumbai car bought new from 1 April 2019 left the showroom with its High Security Registration Plate (HSRP) fitted, and the Maharashtra transport department says such a car need not reapply.

To book the installation for an older car, use the booking portal named on the Maharashtra transport department website, where you can also check the date for your MH-01, MH-02, MH-03 or MH-47 car. A fitment centre adds no fitment charge, but fitment at home costs extra. The full plate rules are on our Maharashtra RTO guide.

Mumbai RTO code list

Mumbai RTO code list

The four city codes, and the codes around Mumbai that people mistake for them

Mumbai city uses four codes, which the transport department lists under five offices. The second table covers the offices around the city, which carry their own codes even though people often call them Mumbai.

Two names trip people up. The office everyone calls Borivali RTO (MH-47) is in Dahisar West, and Worli is not a fifth code: The department lists it as Mumbai (East)-2 under MH-03, for private (non-transport) vehicles only, not taxis or goods vehicles.

Mumbai city RTO codes

RTO codeRTO officeArea coveredGuide

MH-01

Mumbai (Central), Tardeo

South and central Mumbai, up to Dadar, Sion and Wadala

See below

MH-02

Mumbai (West), Andheri West

Western suburbs, Bandra to Oshiwara

See below

MH-03

Mumbai (East)-1, Wadala Truck Terminal, plus Mumbai (East)-2 at Worli

Eastern suburbs, Kurla to Mulund

See below

MH-47

Borivali office, in Dahisar West

No official area list

See below

Thane, Navi Mumbai and nearby RTO codes

RTO codeRTO officeArea coveredGuide

MH-04

Thane

Thane city and district

Thane guide

MH-05

Kalyan

Kalyan and Dombivli

Kalyan guide

MH-43

Vashi

Navi Mumbai

Navi Mumbai guide

MH-46

Panvel

Panvel and Raigad

Panvel guide

MH-48

Vasai

Vasai-Virar and Palghar

Vasai-Virar guide

Mumbai RTO offices

Mumbai RTO offices

Official name, address, pincode and the areas each office covers

Mumbai has five office listings for its four codes, and the area lists below come from the transport department’s own pincode table. Mumbai RTO opening hours, at all five offices, could not be confirmed from an official source, so it is wise to check with your office before you go.

Tardeo RTO office, MH-01

Tardeo is the Mumbai (Central) office, and its patch is far bigger than South Mumbai. The official list runs from Colaba and Nariman Point through Parel and Dadar to Mahim, Dharavi, Sion and Wadala, so a Worli or Matunga address is MH-01.

Tardeo RTO officeDetails

RTO code

MH-01

Official name

Regional Transport Office, Mumbai (Central)

Also known as

Tardeo RTO, Mumbai Central RTO

Address

Old Bodyguard Lane in Tulsiwadi, Tardeo, Mumbai 400034

Pincode

400034

Covers

Addresses in the island city from Fort, Colaba, Churchgate and Nariman Point up to Kalbadevi, Girgaon, Malabar Hill and Grant Road, then Tardeo, Haji Ali, Mumbai Central, Mazgaon, Byculla, Parel and Lower Parel, and on to Worli, Prabhadevi, Dadar, Sewri, Mahim, Dharavi, Matunga, Sion, Wadala and Antop Hill

Andheri RTO office, MH-02

Andheri is the Mumbai (West) office, in Ambivali Village, Andheri West, and it handles the western suburbs from Bandra up to Jogeshwari and Oshiwara. Goregaon is not on its official list, so do not assume a Goregaon address belongs here.

Andheri RTO officeDetails

RTO code

MH-02

Official name

Regional Transport Office, Mumbai (West)

Also known as

Andheri RTO

Address

111-D, Ambivali Village, opposite Manish Nagar, Andheri (West), Mumbai 400053

Pincode

400053

Covers

Addresses from Bandra, Khar and Santacruz through Vile Parle, Juhu and the airport area to Andheri, Versova, Marol, SEEPZ, Jogeshwari and Oshiwara

Wadala RTO office, MH-03

The Mumbai (East)-1 office is in the Wadala Truck Terminal, but its name misleads. Wadala, Antop Hill, Sion and Matunga are on the MH-01 list, while this office takes the eastern suburbs from Kurla, Chembur and Powai out to Mulund, Mankhurd and Trombay.

Wadala RTO officeDetails

RTO code

MH-03

Official name

Mumbai (East)-1, listed as a Regional Transport Office

Also known as

Wadala RTO

Address

B-2, 3rd floor, Wadala Truck Terminal, Wadala, Mumbai 400037

Pincode

400037

Covers

Addresses in the eastern suburbs, from Kurla, Chunabhatti and Chembur to Tilak Nagar, Sakinaka and Powai, along to Ghatkopar, Vidyavihar, Vikhroli and Kanjurmarg, out to Bhandup, Nahur and Mulund, and over to Mankhurd, Govandi, Trombay and Anushakti Nagar

Worli RTO office, MH-03

Worli is not a separate code. The transport department lists it as Mumbai (East)-2, part of MH-03, for private vehicles only (not taxis or goods vehicles), and publishes no area list for it. Living in Worli does not make this your office, since Worli and Prabhadevi are on the MH-01 list.

Worli RTO officeDetails

RTO code

MH-03, shared with Wadala

Official name

Mumbai (East)-2 (non-transport vehicle services only), meaning private vehicles only, not taxis or goods vehicles

Address

25 Sir Pochkhanwala Road in Worli, Mumbai 400025

Pincode

400025

Covers

No area list is published for this office

With an MH-03 car, ask the Wadala office whether your task can be done at Worli before you make the trip.

Borivali RTO office in Dahisar West, MH-47

Search for Borivali RTO and you reach this office, which the department names Borivali but which stands at Kandarpada in Dahisar West. It holds MH-47, and no official area list has been published for it.

Borivali RTO officeDetails

RTO code

MH-47

Official name

Borivali

Also known as

Borivali RTO

Address

CTS No. 53/4, behind Palak Pluto, BMC Road Depot Building, Kandarpada, Dahisar (West), Mumbai 400068

Pincode

400068

Covers

Goregaon, Malad, Kandivali, Borivali and Dahisar are not on the other three lists; confirm with MH-47

Directions to Borivali RTO lead to this office in Dahisar West, not to an office in Borivali itself.

Worth knowing: With two MH-03 offices and an MH-47 office outside Borivali, match the code on your Registration Certificate (RC) to the lists above before you set off, and book any driving test slot on Sarathi first.

  • Maharashtra RTO codes

    Every MH code and office

  • Thane RTO

    MH-04 codes and office

  • Navi Mumbai RTO

    MH-43 Vashi and MH-46 Panvel

  • All India RTO codes

    Every state and territory

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Which RTO covers your area in Mumbai

Which RTO covers your area in Mumbai

Find your area in the table to see which office handles your car. The office is set by the address on the Registration Certificate (RC), not by the showroom where you bought the car or the street where you park it.

Mumbai areas and their RTO offices

If you live inYour officeCode

Colaba, Fort, Churchgate or Nariman Point, the stretch from Grant Road and Byculla to Parel and Lower Parel, or Worli, Prabhadevi, Dadar, Mahim, Dharavi, Matunga, Sion, Wadala and Antop Hill

Tardeo

MH-01

Bandra, Khar or Santacruz, Vile Parle and Juhu near the airport, or Andheri, Versova, Marol, Jogeshwari and Oshiwara

Andheri West

MH-02

Kurla, Chembur or Sakinaka, Powai and Ghatkopar, or further out in Vikhroli, Kanjurmarg, Bhandup, Mulund, Mankhurd, Govandi or Trombay

Wadala Truck Terminal

MH-03

Goregaon, Malad, Kandivali, Borivali or Dahisar, which are not on the other three lists; confirm with MH-47

Borivali office, Dahisar West

MH-47

An address in Thane, Navi Mumbai, Panvel, Kalyan or Vasai-Virar

That town’s own office, listed under RTOs near Mumbai

Not a Mumbai code

Worth knowing: The Wadala office does not cover Wadala. A Wadala, Sion or Matunga address goes to Tardeo (MH-01), and Worli addresses go there too, not to the Worli office.

To check, type the registration number into the finder at the top of the page. The result names the registering office, and that office keeps your file.

After a move inside Maharashtra, update the address on the Registration Certificate, then inform your insurer so the policy matches the RC. The registration number itself stays the same.

RTOs near Mumbai
Nearby RTOs

RTOs near Mumbai

Many cars on Mumbai roads carry a code from the wider metropolitan region. Those towns have their own offices, so a Thane or Navi Mumbai address is registered there rather than in the city.

  • Thane RTO

    MH-04

  • Navi Mumbai RTO

    MH-43

  • Kalyan RTO

    MH-05

  • Vasai-Virar RTO

    MH-48

  • Panvel RTO

    MH-46

  • Pune RTO

    MH-12

Road tax in Mumbai
Road tax

Road tax in Mumbai

The Maharashtra rate applies, paid once and equal at all four offices Road tax on a Mumbai car is the Maharashtra state rate, paid once at the first registration. The fuel and the price of the car set the rate, and it is the same whichever Mumbai office registers the car.

  • Petrol: 11% to 13%

    Petrol: 11% to 13%

    11% up to ₹10 lakhs, 12% from ₹10 lakhs to ₹20 lakhs, and 13% above ₹20 lakhs

  • Diesel: 13% to 15%

    Diesel: 13% to 15%

    2% more than petrol at every price band, so 13%, 14% and 15% across the same three bands

  • CNG or LPG: 8% to 10%

    CNG or LPG: 8% to 10%

    The lowest rates, at 8%, 9% and 10% across the same three bands, after a 1% rise reported to apply from 1 July 2025

What the tax comes to on a ₹6 lakh car

Registered asRateRoad tax

CNG or LPG car

8%

₹48,000

Petrol car

11%

₹66,000

Diesel car

13%

₹78,000

Any car in a company name

20%

₹1,20,000

Every Mumbai registration also attracts a road safety cess charged on the tax, put at 2% in reports, so let Vahan show the final amount for your car.

  • Same at every office

    The tax is the same at Tardeo, Andheri, Wadala and Dahisar. In Mumbai, the premium is the part that differs

  • Paid at the dealer

    Pay it through the dealer as part of the on-road price, where it shows on the invoice instead of a separate bill

  • Check before you pay

    Check the exact amount on Vahan first. The full band table and the rules for cars from other states are on our Maharashtra RTO guide

RTO fees and charges in Mumbai

RTO fees and charges in Mumbai

Whichever of the five offices handles your car, the RTO fee is a national amount, so a Mumbai owner pays at Tardeo what a neighbour in Thane or Navi Mumbai pays at MH-04 or MH-43. Fees go through the Vahan portal, and on a new car the dealer pays them as part of the on-road price.

RTO fees for a private car and bike in Mumbai

ServicePrivate carMotorcycle

New registration

₹600

₹300

Smart card RC

₹200 extra

₹200 extra

Recording a loan (hypothecation) on the RC

₹1,500

₹500

Removing a loan from the RC

No fee

No fee

Duplicate RC

₹300

₹150

Ownership transfer

₹300

₹150

New address on the RC

₹300

₹150

Renewal of a car or bike aged 15 up to 20 years

₹5,000

₹1,000

Renewing past 20 years

₹10,000

₹2,000

Late renewal

₹500 a month

₹300 a month

Battery-operated vehicle

No RC fee

No RC fee

No Objection Certificate (NOC) from the RTO

No fee

No fee

For example: Finance a new car and register it at Andheri, and the MH-02 office collects ₹2,300 before any road tax, made up of ₹600 to register it, ₹200 for the smart card RC and ₹1,500 to note the loan on it.

An MH-01 car that reaches 15 years pays ₹5,000 to renew its registration at Tardeo, rising to ₹10,000 after 20 years. Each month the renewal runs late adds ₹500 for a car and ₹300 for a motorcycle.

Budget separately for the plate (HSRP), any state service charge and the Maharashtra road tax, as none of them is part of these RTO fees.

Registering a new car in Mumbai

Registering a new car in Mumbai

Start at the dealer, who files on Vahan, and your address picks the Mumbai code

At the showroom, the dealer files your registration on Vahan, and the office that approves it is the one for your home address. That is why a Juhu buyer gets an MH-02 number and a Chembur buyer an MH-03 number, wherever the car was bought.

  1. 1

    Insure the vehicle first

    Get a valid policy in place first. Choosing the insurer is up to you, not the dealer

  2. 2

    Dealer applies on Vahan

    Give the dealer your address proof for the Vahan application. That address fixes which Mumbai office approves it

  3. 3

    Pay tax with the price

    Pay road tax and the registration fee inside the on-road price. Both show as lines on the dealer’s invoice

  4. 4

    Get your MH number

    Wait for approval from the office for your address, which allots an MH-01, MH-02, MH-03 or MH-47 number

  5. 5

    Plate fitted, RC issued

    Have the High Security Registration Plate fitted, and the office for your address issues the RC

  • Address decides the code

    If you buy in Andheri but live in Chembur, the car still gets MH-03, as the address on the papers picks the office

  • Insurance comes first

    Show the policy before registration. With Mumbai in Zone A, its Own Damage part costs more than in most Maharashtra towns

  • Same rule for 2-wheelers

    Register a new scooter or bike at the same four offices. Here too, the owner’s address picks the code

Transferring car ownership in Mumbai

Transferring car ownership in Mumbai

A used car is transferred at the Mumbai office named on its RC, for example Wadala for an MH-03 car, or on Vahan. The seller files Form 29, both sign Form 30, and the transfer fee is ₹300 for a car or ₹150 for a motorcycle.

The buyer then has 14 days to move the policy into their own name.

Removing a loan (hypothecation) from the RC in Mumbai

Once the last instalment is paid, submit the lender’s No Objection Certificate (NOC) and Form 35 on Vahan for an RC without the loan, at no fee. The documents for each step are on our Maharashtra RTO guide.

Mumbai RTO services online

Mumbai RTO services online

Start most Mumbai RTO work on the Vahan portal for vehicles or the Sarathi portal for licences, and the application goes to the office for your RC address. Maharashtra has also moved the learner licence test online with Aadhaar authentication, so that step needs no trip to Tardeo or Andheri.

Duplicate RC and RC status check in Mumbai

Apply on Form 26 at the office on your RC, such as Andheri for MH-02, if the RC is lost, stolen or damaged, and pay the fee in the fees table. To check the RC status of any MH number, open the Kiwi Insurance RC status check.

Driving licence services in Mumbai

Book licence work on Sarathi, then sit the driving test in person at the office that covers your address. Every online service is listed on our Maharashtra RTO guide.

Traffic fines and e-challan in Mumbai

Traffic fines and e-challan in Mumbai

Whichever of the four Mumbai codes is on your plate, search the MH number on echallan.parivahan.gov.in or in mParivahan to see and pay a challan. The challan shows the amount to pay for each offence.

Common traffic fines in Mumbai

OffenceFirst offenceLater offencesSection

Driving with no insurance

₹2,000

₹4,000

196

Driving with no licence

₹5,000

Not set separately

181

Drunk driving

Up to ₹10,000

Up to ₹15,000

185

The full list of fines is on our Maharashtra RTO guide.

Moving your car to Mumbai

Moving your car to Mumbai

What you do depends on the state on the current plate

If you bring a car from Pune or Nagpur, update only the address: An MH number stays valid in Mumbai. If you bring one from another state, it needs an MH number once it has been kept in Maharashtra for more than 12 months.

Moving to Mumbai: A car from Maharashtra or another state

What you needFrom another stateFrom within Maharashtra

A new number

Yes, an MH number

No, it stays

No Objection Certificate

Yes, from the old RTO

No

Road tax

Maharashtra road tax on Vahan, set by how old the car is

Nothing more

Paperwork to update

A new Registration Certificate

The address on it

Insurance

Update number and address

Change the address and inform your insurer; the zone stays that of the RTO that registered the car

Bringing a car from another state

  1. 1

    Get a No Objection Certificate

    Before you leave, apply on Form 28 to the office that registered the car for its No Objection Certificate (NOC)

  2. 2

    Apply at your Mumbai office

    Once the car has been in Maharashtra for more than 12 months, apply at the office for your Mumbai address

  3. 3

    Pay Maharashtra tax

    The amount depends on the car’s age, and Vahan shows it before you pay

If you are leaving Maharashtra with a Mumbai car, the same steps apply in reverse: Ask the RTO on your RC, such as MH-02 in Andheri, for the No Objection Certificate (NOC) on Form 28 before you go, and register the car in the new state.

For that NOC, the Maharashtra transport department asks for an NOC from the Commissioner of Police (or the Superintendent of Police), proof that the motor vehicle tax is paid, and an NOC from the prosecution branch of the office that registered the car. The RTO charges no fee for the NOC itself.

Worth knowing: Once the number or the address changes, inform your insurer straight away. Our Maharashtra RTO guide lists every form needed for a move between states.

BH series registration in Mumbai

BH series registration in Mumbai

If your job could take you out of Maharashtra, ask the Mumbai dealer for a Bharat series (BH) number in place of an MH code. A posting from Andheri to Bengaluru then needs no No Objection Certificate (NOC) and no new registration.

Private sector staff hand the dealer Form 60, signed by an employer with offices in 4 or more states or union territories. The format is YY BH #### XX, where YY is the year of first registration, the four digits are allotted at random, and XX represents the alphabetic series, which can be a single letter or two letters. It is black on a white plate, like any other private car.

Who qualifies and how the 2-year tax works are on our Maharashtra RTO guide.

RTO forms and downloads

RTO forms and downloads

Pick the form for your task at a Mumbai office and download the official PDF

Most of these start online on the Vahan portal or the Sarathi portal. Print one only if Tardeo, Andheri, Wadala, Worli or Dahisar asks for paper, and send it to the office whose code is on the RC.

  • Form 2

    Form 2

    At your Mumbai office, the form for a first learner’s licence or driving licence, its renewal or a change of details

    Download PDF
  • Form 4A

    Form 4A

    Before driving abroad on a Mumbai-issued licence, apply on this form for an International Driving Permit

    Download PDF
  • Form 20

    Form 20

    Filed by the dealer at the office for your address to register a new car and get its MH number

    Download PDF
  • Form 21

    Form 21

    Hand this dealer’s sale certificate in with Form 20 as proof the car was sold to you

    Download PDF
  • Form 22

    Form 22

    Attach the maker’s roadworthiness certificate, which confirms the car meets safety and emission rules

    Download PDF
  • Form 25

    Form 25

    Renew a private car’s registration at the Mumbai office on the RC once it reaches 15 years

    Download PDF
  • Form 26

    Form 26

    Apply at the office on your RC, such as Wadala for MH-03, when the RC is lost, stolen or damaged

    Download PDF
  • Form 28

    Form 28

    Ask the Mumbai office that registered the car for a No Objection Certificate (NOC) before it moves to another state

    Download PDF
  • Form 29

    Form 29

    As the seller, report the sale of your Mumbai car to the office on its RC

    Download PDF
  • Form 30

    Form 30

    Sign this with the buyer so the office moves the RC into the buyer’s name

    Download PDF
  • Form 33

    Form 33

    After a house move, say from Andheri to Chembur, put the new address on the RC with this form

    Download PDF
  • Form 34

    Form 34

    Show on the RC that the car is on a bank loan or lease when you buy on finance

    Download PDF
  • Form 35

    Form 35

    Once the last loan instalment is paid, take the lender’s name off the RC

    Download PDF

Our Maharashtra RTO guide explains when each form is used. Any form missing here is in the list of RTO forms on the Parivahan Sewa website.

Car insurance in Mumbai
Car insurance

Car insurance in Mumbai

The zone of the RTO that registered the car sets the Own Damage rate, whatever the owner’s address. All four Mumbai codes fall in Zone A, one of eight such cities in India and, with Pune, one of two in Maharashtra, so that part of the premium is higher than in the rest of the state. The Third-Party price is the national one, the same in Mumbai as in any other city.

  • Zone A pricing

    Zone A pricing

    Mumbai, like Pune, is in Zone A for Own Damage insurance, which means a higher premium. Cars registered at Nashik or Kolhapur are Zone B

  • Third-Party is fixed

    Third-Party is fixed

    Compare plans on the Own Damage part and optional covers, as the Third-Party price is notified by engine size for all of India

  • Garages near you

    Garages near you

    Before you pick a plan, look up the cashless partner garages close to your home and your workplace

  • One zone, four codes

    One zone, four codes

    MH-01, MH-02, MH-03 and MH-47 cars are all rated in Zone A, so the Mumbai office that registered the car does not change the zone

  • Buying a used Mumbai car

    Buying a used Mumbai car

    Transfer the Registration Certificate at the office that registered it, and apply to the insurer within 14 days of the sale

How insurance links to the Mumbai RTO

At the dealer, show a valid policy before the Mumbai office registers the car. At a sale, move the RC at the office named on it first, then the policy within 14 days. After a re-registration or a new number, inform your insurer so the policy shows the number on the RC.

Worth knowing: A car registered outside Mumbai, say at Thane or Nashik, keeps its own zone after you move to Mumbai until it is re-registered here. Inform your insurer of the new address all the same.

Insurance for your car and bike
Vehicle insurance

Insurance for your car and bike

Every Mumbai office asks to see Third-Party cover with the rest of the papers, and no vehicle in India may be registered or driven without it With the Mumbai RTO work done, put the policy in your own name. The two cards below lead to Kiwi Insurance car plans and bike plans.

  • Car insurance

    Explore plans

  • Bike insurance

    Explore plans

Mumbai RTO FAQs

Mumbai has four codes and five offices. MH-01 is at Tardeo, MH-02 at Andheri West, MH-03 at the Wadala Truck Terminal with a second MH-03 office at Worli for private vehicles only, not taxis or goods vehicles, and MH-47 is the Borivali office in Dahisar West.

Why Kiwi

Why choose Kiwi Insurance for your car insurance

Car insurance built around the day you need to make a claim, with benefits you only get with Kiwi Insurance

  • Kiwi Claims Specialist

    Kiwi Claims Specialist

    Once you register a claim, one specialist dedicated to your claim works with the surveyor and garage and keeps you updated

  • Kiwi Insurance Super NCB

    Kiwi Insurance Super NCB

    Builds your No Claim Bonus (NCB) up to a 90% discount and goes down only one slab after a claim, not to zero

  • Cashless partner garages

    Cashless partner garages

    Repair your car at a cashless partner garage and the insurer pays the garage directly, so you pay nothing out of your pocket

  • Kiwi PayFirst

    Kiwi PayFirst

    An optional cover for your usual garage. The claim settlement amount reaches your account before you pay the garage

  • Kiwi Flexi Repair

    Kiwi Flexi Repair

    An optional cover that lets you keep a minor dent on record and repair it together with a bigger claim later

  • Kiwi InstaCash

    Kiwi InstaCash

    An optional cover that pays cash into your account the day your car is booked in for repair

Benefits apply as per the policy wording and the covers you choose. They are Kiwi Insurance product features, not RTO rules.

Free covers

Get Comprehensive car insurance for your car

  • Kiwi Insurance Super NCB

  • Kiwi Flexi Repair

  • Kiwi InstaCash

  • Personal
    PersonalClaims Specialist
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Written by

Aaron Schnider

Editorial Associate, Kiwi Insurance

Aaron writes Kiwi Insurance’s motor guides on RTO rules, cover types and claims, checked against current notifications.

Reviewed by

Shweta Negi

IRDAI-Certified Expert

Shweta reviews every motor page for accuracy against the Motor Vehicles Act and current transport notifications.

RTO codes in other states
  • All India RTO codes
    Every state and code
  • Gujarat RTO
    GJ codes
  • Goa RTO
    GA codes
  • Karnataka RTO
    KA codes
  • Madhya Pradesh RTO
    MP codes
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  • Comprehensive car insurance
    Protection for your own car
  • Optional covers
    Build up your protection
Kiwi app

All your policy and vehicle needs in one place

As a policyholder, you can recharge FASTag, pay traffic fines, and check your car’s PUC expiry

  • QR

  • App Store

  • Google Play

Insure your car in 2 minutes

Car insurance that will not waste your time

  • IRDAI licensed insurer

  • Cashless partner garages

  • Dedicated Claims Specialist